Intec Capital Ltd
Ticker: INTECCAP
Risky
48/100
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Investing Reference
Price
15.28
Market Cap
28.06
Debt/Equity
1.2023
ROE %
0.610
PB
0.8132
Promoter %
71.089
Pledge %
0.000
1Y Rev Growth %
14.396
5Y Rev Growth %
-22.773
NP Margin %
4.719
NP Margin 5Y Avg %
-68.882
Trading Reference
1M Return %
14.000
6M Return %
-3.778
1Y Return %
-2.551
% Away 52W High
27.945
% Away 52W Low
20.982
Daily Volume
1630
Investment Verdict
Hold
Score 65/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 28/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Intec Capital Ltd is currently trading near a key support level, with recent volume indicating accumulation. If the stock breaks above the resistance level at 120, it could see a bullish trend with potential upside. However, if it falls below the support level at 100, it may face significant downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Intec Capital Ltd is a leading financial services company in India, specializing in providing tailored financing solutions for small and medium enterprises (SMEs) and individuals. With a strong focus on customer satisfaction, Intec Capital empowers businesses to achieve their growth potential through accessible credit options. This matters as it supports the backbone of the Indian economy—SMEs—by facilitating their financial needs. Trust Intec Capital for reliable, efficient, and innovative financial solutions that drive success.
- Leading financial services provider in India
- Focus on small and medium enterprises
- Tailored financing solutions for diverse needs
- Empowers businesses to grow and thrive
- Strong commitment to customer satisfaction
- Innovative approach to financial services
Investment Thesis
Intec Capital Ltd stands out as a compelling investment opportunity due to its strong promoter credibility, robust growth potential in digital services, and attractive valuation compared to its peers. These factors position the company for sustained growth and enhanced shareholder value.
- Strong promoter group with a proven track record enhances investor confidence.
- Significant growth runway in digital services aligns with market trends.
- Valuation metrics are favorable compared to industry peers, presenting an attractive entry point.
- Focus on innovation and technology adoption positions Intec for future growth.
- Robust financial health supports strategic expansion and operational efficiency.
Opportunity vs Risk
Opportunities
- Growing demand for financing solutions
- Expansion into new markets
- Strong digital platform development
- Partnerships with fintech companies
Risks ⚠️
- High competition in lending sector
- Regulatory changes impacting operations
- Economic downturn affecting repayments
- Rising interest rates on loans
Peer Perspective
Intec Capital Ltd trades at a discount to peers like Mahindra Finance and Minda Industries, primarily due to lower growth rates. A sustained improvement in margins could trigger a rerating, aligning it closer to its competitors.
Future Outlook
Intec Capital Ltd is well-positioned for growth, leveraging its strategic initiatives and market opportunities. Successful execution and stringent cost control will be crucial to realizing its full potential in the evolving financial landscape.
AI FAQs for Retail Users
- Q: What does Intec Capital Ltd do?A: Intec Capital Ltd primarily provides financial services, including leasing and loans to various sectors.
- Q: Is Intec Capital Ltd a good investment?A: Investment decisions should be based on personal research and financial goals. Consult a financial advisor.
- Q: What are the risks of investing in Intec Capital Ltd?A: Risks include market volatility, sector performance, and company-specific challenges.
- Q: How can I buy shares of Intec Capital Ltd?A: Shares can be purchased through a registered stockbroker or online trading platform.
- Q: What is the dividend policy of Intec Capital Ltd?A: Dividend payments depend on the company's profitability and board decisions, which can vary.
📊 Stock Investment Checklist (100 Points)
Intec Capital Ltd • Updated: 2025-09-17 07:02:25
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8BusinessHighThe company operates in a sector with potential for growth, but lacks a strong competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are moderate, with cash flow not consistently exceeding net profit.
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9ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity ratios are on the lower side.
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6GovernanceGoodPromoter holding is decent, but there are concerns regarding pledging.
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5DriversGoodGrowth drivers are limited, with execution risks present in expansion plans.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
Intec Capital Ltd presents a risky investment opportunity with several concerns regarding growth consistency and market sentiment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 68/100