ICICI Pru Retirement Fund-Pure Equity Plan(IDCW)
Ticker: mf15817
Decent
48/100
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D
DSP Banking & Financial Services Fund(IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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D
DSP Banking & Financial Services Fund(IDCW Reinvest)
The fund has potential in a growing sector, but faces challenges in profitability and valuation, warranting cautious investment.
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I
Invesco India Ultra Short Duration Fund(DD-IDCW)
The fund shows potential but faces significant risks and lacks strong growth drivers.
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I
Invesco India Ultra Short Duration Fund(Q-IDCW)
The fund shows potential but is hindered by several risks and inconsistent performance metrics.
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I
Invesco India Ultra Short Duration Fund(M-IDCW)
The fund shows decent potential with stable growth and profitability, but some governance concerns and execution risks should be monitored.
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Invesco India Ultra Short Duration Fund(A-IDCW)
The fund shows moderate potential but carries risks that may affect future performance.
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T
Tata India Pharma & Healthcare Fund(IDCW-Payout)
The fund shows potential in a growing sector but faces challenges in profitability and valuation metrics. Caution is advised.
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Tata India Pharma & Healthcare Fund(IDCW)
The fund shows decent potential with consistent growth and profitability, but some risks in governance and execution need to be monitored.
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U
UTI Banking and Financial Services Fund(IDCW)
The UTI Banking and Financial Services Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should proceed with caution.
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M
Mirae Asset Overnight Fund(M-IDCW)
The fund shows decent potential but is facing challenges in profitability and growth drivers.
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M
Mirae Asset Overnight Fund(W-IDCW)
The fund shows a decent performance with stable growth and a solid balance sheet, making it a reasonable investment option.
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M
Mirae Asset Overnight Fund(DD-IDCW)
The fund shows decent potential but lacks strong growth drivers and competitive advantages.
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A
Aditya Birla SL Income Plus Arbitrage Active FOF(IDCW)
The fund shows decent potential with moderate risks, but investors should be cautious about execution and liquidity issues.
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A
Aditya Birla SL Income Plus Arbitrage Active FOF(IDCW Payout)
The fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks and liquidity issues.
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D
DSP Natural Res & New Energy Fund(IDCW)
The fund is positioned in a promising sector with decent growth potential, but execution risks and mixed market sentiment warrant caution.
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D
DSP Natural Res & New Energy Fund(IDCW-Reinv)
The fund shows potential in a growing sector, but investors should be cautious of execution risks and liquidity issues.
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Business Overview
The ICICI Pru Retirement Fund - Pure Equity Plan (IDCW) is designed for individuals seeking to build a robust retirement corpus through equity investments. This plan focuses on long-term growth, making it ideal for those with a higher risk appetite. It aims to generate significant returns over time, helping you secure your financial future. With professional management and a diversified portfolio, this fund is a reliable choice for retirement planning.
- Long-term wealth creation through equity exposure
- Ideal for retirement-focused investors
- Professionally managed for optimal growth
- Diversified portfolio to mitigate risks
- Helps in achieving financial independence in retirement
Investment Thesis
ICICI Pru Retirement Fund-Pure Equity Plan stands out due to its strong backing from the ICICI Group, a reputable name in finance. The fund is well-positioned to benefit from the growing digital services sector, enhancing its growth potential. Additionally, its attractive valuation compared to peers makes it a compelling investment choice for long-term wealth creation.
- Strong promoter group with ICICI's robust financial credibility.
- Significant growth potential in digital services and fintech.
- Attractive valuation compared to industry peers, enhancing upside.
- Focus on long-term wealth creation through equity investments.
- Diversified portfolio strategy aimed at risk mitigation.
Opportunity vs Risk
Opportunities
- Strong long-term growth potential
- Diversification in equity investments
- Tax benefits on retirement savings
- Rising demand for retirement planning
Risks ⚠️
- Market volatility affecting returns
- Regulatory changes impacting funds
- Economic downturns reducing performance
- High competition in the sector
📊 Stock Investment Checklist (100 Points)
ICICI Pru Retirement Fund-Pure Equity Plan(IDCW) • Updated: 2025-10-01 14:56:52
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10BusinessHighThe fund is invested in a future-ready sector with a clear model, but lacks a strong competitive moat.
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10GrowthHighRevenue and profit growth have been consistent, although not exceptional.
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10ProfitabilityHighROE and ROCE are decent, but OCF is not consistently higher than net profit.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighThe balance sheet shows manageable debt levels and adequate liquidity.
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6GovernanceGoodPromoter holding is stable, but there are some concerns regarding disclosures.
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5DriversGoodGrowth drivers exist, but execution risks are notable.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The fund shows decent potential but carries some risks that investors should consider before investing.