UTI Banking and Financial Services Fund(IDCW)

Ticker: mf15829
Decent 66/100

☆ Add to Watchlist

More Options

Business Overview

The UTI Banking and Financial Services Fund (IDCW) is a mutual fund designed for investors seeking exposure to the banking and financial sectors in India. This fund aims to capitalize on the growth potential of these industries, making it an ideal choice for those looking to diversify their investment portfolio. With a professional management team and a focus on long-term capital appreciation, this fund is a reliable option for both new and seasoned investors.

  • Focuses on banking and financial sectors
  • Ideal for portfolio diversification
  • Managed by experienced professionals
  • Potential for long-term capital appreciation
  • Suitable for both new and seasoned investors

Opportunity vs Risk

Opportunities
  • Strong growth in financial sector
  • Diversification in banking investments
  • Potential for high returns
  • Stable economic recovery in India
Risks ⚠️
  • Market volatility affecting returns
  • Regulatory changes in finance
  • Interest rate hikes impact profitability
  • Economic downturn risks
📊 Stock Investment Checklist (100 Points)
UTI Banking and Financial Services Fund(IDCW) • Updated: 2025-10-01 07:41:07
  • 10
    Business
    High
    The banking and financial services sector is evolving with digital transformation, but competition is intense.
  • 10
    Growth
    High
    The fund has shown consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is mixed with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The UTI Banking and Financial Services Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should proceed with caution.