ICICI Pru FMP-88-1303D-S

Ticker: mf13819
Decent 68/100

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Business Overview

ICICI Prudential FMP 88 is a Fixed Maturity Plan designed for investors seeking stable returns over a fixed tenure. Ideal for conservative investors, this product offers a predictable income stream while minimizing market volatility. It matters because it provides a structured investment option during uncertain market conditions, ensuring capital protection and potential growth. With professional management by ICICI Prudential, this FMP is a reliable choice for wealth accumulation.

  • Fixed maturity for predictable returns
  • Designed for conservative investors
  • Minimizes market volatility
  • Capital protection focus
  • Professionally managed by ICICI Prudential

Investment Thesis

ICICI Pru FMP-88-1303D-S stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing digital services sector, enhancing its growth potential. Additionally, its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors.

  • Strong promoter group with the reputable ICICI brand.
  • Significant growth potential in digital services.
  • Attractive valuation compared to industry peers.
  • Robust risk management and investment strategies.
  • Consistent performance track record enhances investor confidence.

Opportunity vs Risk

Opportunities
  • Strong brand recognition
  • Growing insurance market
  • Diversified product offerings
  • Potential for high returns
Risks ⚠️
  • Regulatory changes
  • Market volatility
  • Economic slowdown
  • High competition

Peer Perspective

ICICI Pru FMP-88-1303D-S trades at a slight premium compared to peers like HDFC Life and SBI Life. A rerating could occur with improved margin stability and consistent growth in new business premiums.
📊 Stock Investment Checklist (100 Points)
ICICI Pru FMP-88-1303D-S • Updated: 2025-09-29 13:37:55
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The stock shows moderate potential but is hindered by inconsistent growth and profitability metrics.