UTI FTIF-XXXVI-I(1574D)

Ticker: mf13829
Risky 48/100

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Business Overview

UTI FTIF-XXXVI-I (1574D) is a fixed-term investment fund designed for conservative investors seeking stable returns. This fund is ideal for individuals looking to diversify their portfolios with low-risk options while benefiting from the expertise of UTI's seasoned fund management team. It plays a crucial role in wealth preservation and offers predictable income over the investment horizon. With a focus on capital protection and regular income, it suits both retail and institutional investors aiming for long-term financial goals.

  • Ideal for conservative investors
  • Focus on capital preservation
  • Managed by experienced professionals
  • Offers predictable income
  • Suitable for long-term financial goals

Investment Thesis

UTI FTIF-XXXVI-I(1574D) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for Indian retail investors seeking long-term growth.

  • Strong backing from UTI's reputable promoter group enhances trust and stability.
  • Significant growth potential in digital services aligns with market trends.
  • Valuation metrics indicate it is attractively priced compared to industry peers.
  • Focus on innovation positions UTI for sustained competitive advantage.
  • Consistent performance track record supports investor confidence.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diverse investment portfolio
  • Potential for high returns
  • Growing demand for mutual funds
  • Experienced fund management team
Risks ⚠️
  • Market volatility impact
  • Regulatory changes risk
  • Interest rate fluctuations
  • Economic downturn effects
  • Liquidity concerns in downturns
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXVI-I(1574D) • Updated: 2025-09-29 15:59:34
  • 10
    Business
    High
    The sector is evolving but lacks a clear moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent.
  • 8
    Profitability
    High
    ROE and OCF are below industry averages.
  • 9
    Valuation
    High
    Valuation metrics are higher than peers.
  • 6
    Balance
    Good
    Moderate debt levels with adequate liquidity.
  • 7
    Governance
    High
    Promoter holding is stable, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth prospects and high valuation metrics, making it a risky investment.