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ICICI Pru Banking & PSU Debt Fund(Q-IDCW Payout)

Ticker: mf14561
Decent 48/100

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I
ICICI Pru Banking & PSU Debt Fund(Q-IDCW)
Score 68/100 Decent
The fund shows decent potential but is facing several challenges that could impact future performance.
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I
ICICI Pru Energy Opportunities Fund(IDCW Payout)
Score 68/100 Decent
The fund shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
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I
ICICI Pru Energy Opportunities Fund(IDCW)
Score 66/100 Decent
The fund shows potential in a growing sector, but faces challenges in profitability and valuation.
View details
B
Baroda BNP Paribas Liquid Fund(W-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some governance and execution risks should be monitored.
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B
Baroda BNP Paribas Liquid Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent stability and growth potential, but investors should be cautious of market volatility and competition.
View details
N
Nippon India Low Duration Fund(IDCW)
Score 48/100 Decent
The Nippon India Low Duration Fund shows potential but has several areas of concern that may affect its performance.
View details
N
Nippon India Low Duration Fund(Q-IDCW)
Score 66/100 Decent
The Nippon India Low Duration Fund shows decent fundamentals but faces challenges in profitability and growth drivers. It is suitable for conservative investors seeking stability.
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N
Nippon India Low Duration Fund(W-IDCW)
Score 70/100 Decent
The fund shows decent potential with stable growth and manageable risks, making it a reasonable investment option.
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N
Nippon India Low Duration Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should proceed with caution.
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N
Nippon India Low Duration Fund(DD-IDCW)
Score 48/100 Decent
The Nippon India Low Duration Fund shows decent potential but carries some risks that investors should be aware of.
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S
SBI Nifty Index Fund(IDCW-Payout)
Score 71/100 Decent
The SBI Nifty Index Fund presents a decent investment opportunity with a diversified portfolio and consistent growth, but investors should be cautious of market volatility and valuation concerns.
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S
SBI Nifty Index Fund(IDCW)
Score 66/100 Decent
The SBI Nifty Index Fund shows a decent investment opportunity with exposure to a well-performing index, but investors should be cautious of valuation and execution risks.
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N
Nippon India Corp Bond Fund(IDCW)
Score 70/100 Decent
Nippon India Corp Bond Fund(IDCW) presents a decent investment option for conservative investors seeking stability, but growth potential is limited.
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N
Nippon India Corp Bond Fund(Q-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in growth consistency and liquidity.
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N
Nippon India Corp Bond Fund(W-IDCW)
Score 68/100 Decent
The fund shows decent stability with moderate growth potential, but investors should be cautious of profitability pressures and market conditions.
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N
Nippon India Corp Bond Fund(DD-IDCW)
Score 70/100 Decent
The Nippon India Corp Bond Fund shows decent fundamentals but faces challenges in growth and liquidity.
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Business Overview

ICICI Pru Banking & PSU Debt Fund is a specialized mutual fund focusing on investments in banking and public sector undertakings. This fund is ideal for conservative investors seeking stable returns with lower risk exposure. It plays a crucial role in diversifying your portfolio while aiming for consistent income through quarterly payouts. With a strong management team and a focus on quality assets, this fund is designed to cater to the needs of risk-averse investors looking for reliable income streams.

  • Focuses on banking and PSU sectors
  • Ideal for conservative investors
  • Aims for stable, consistent returns
  • Quarterly payout option available
  • Managed by experienced professionals
  • Helps in portfolio diversification

Opportunity vs Risk

Opportunities
  • Strong growth in banking sector
  • Stable income from PSU bonds
  • Diversification in debt investments
  • Potential for capital appreciation
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk in PSU bonds
  • Market volatility impact
  • Regulatory changes affecting funds

Peer Perspective

ICICI Pru Banking & PSU Debt Fund trades at a slight premium compared to peers like HDFC and Aditya Birla. A rerating could occur if it achieves consistent margin stability and growth in assets under management.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Banking & PSU Debt Fund(Q-IDCW Payout) • Updated: 2025-10-01 03:10:24
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and OCF are healthy, but net profit margins are average.
  • 8
    Valuation
    High
    Valuation metrics are in line with industry averages.
  • 7
    Balance
    High
    Debt levels are manageable with adequate reserves.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth catalysts are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows decent potential with stable growth and manageable risks, but investors should remain cautious about execution and governance issues.