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ICICI Pru Banking & PSU Debt Fund(Q-IDCW)

Ticker: mf14562
Decent 68/100

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I
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Score 68/100 Decent
The fund shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
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I
ICICI Pru Energy Opportunities Fund(IDCW)
Score 66/100 Decent
The fund shows potential in a growing sector, but faces challenges in profitability and valuation.
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B
Baroda BNP Paribas Liquid Fund(W-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some governance and execution risks should be monitored.
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B
Baroda BNP Paribas Liquid Fund(DD-IDCW)
Score 68/100 Decent
The fund shows decent stability and growth potential, but investors should be cautious of market volatility and competition.
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N
Nippon India Low Duration Fund(IDCW)
Score 48/100 Decent
The Nippon India Low Duration Fund shows potential but has several areas of concern that may affect its performance.
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N
Nippon India Low Duration Fund(Q-IDCW)
Score 66/100 Decent
The Nippon India Low Duration Fund shows decent fundamentals but faces challenges in profitability and growth drivers. It is suitable for conservative investors seeking stability.
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N
Nippon India Low Duration Fund(W-IDCW)
Score 70/100 Decent
The fund shows decent potential with stable growth and manageable risks, making it a reasonable investment option.
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N
Nippon India Low Duration Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should proceed with caution.
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N
Nippon India Low Duration Fund(DD-IDCW)
Score 48/100 Decent
The Nippon India Low Duration Fund shows decent potential but carries some risks that investors should be aware of.
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S
SBI Nifty Index Fund(IDCW-Payout)
Score 71/100 Decent
The SBI Nifty Index Fund presents a decent investment opportunity with a diversified portfolio and consistent growth, but investors should be cautious of market volatility and valuation concerns.
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S
SBI Nifty Index Fund(IDCW)
Score 66/100 Decent
The SBI Nifty Index Fund shows a decent investment opportunity with exposure to a well-performing index, but investors should be cautious of valuation and execution risks.
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N
Nippon India Corp Bond Fund(IDCW)
Score 70/100 Decent
Nippon India Corp Bond Fund(IDCW) presents a decent investment option for conservative investors seeking stability, but growth potential is limited.
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N
Nippon India Corp Bond Fund(Q-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in growth consistency and liquidity.
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N
Nippon India Corp Bond Fund(W-IDCW)
Score 68/100 Decent
The fund shows decent stability with moderate growth potential, but investors should be cautious of profitability pressures and market conditions.
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N
Nippon India Corp Bond Fund(DD-IDCW)
Score 70/100 Decent
The Nippon India Corp Bond Fund shows decent fundamentals but faces challenges in growth and liquidity.
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N
Nippon India Corp Bond Fund(M-IDCW)
Score 48/100 Decent
The Nippon India Corp Bond Fund shows moderate potential but carries risks related to growth and profitability consistency.
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Business Overview

ICICI Pru Banking & PSU Debt Fund is a mutual fund scheme focused on investing in high-quality debt instruments issued by banks and public sector undertakings. Ideal for conservative investors seeking stable returns with lower risk, this fund offers a balanced approach to wealth accumulation. It matters because it provides exposure to the robust banking sector and government-backed entities, ensuring safety and reliability. With professional management and a focus on credit quality, it stands out as a prudent choice for long-term financial goals.

  • Focuses on banking and PSU debt instruments
  • Ideal for conservative investors
  • Offers stable returns with lower risk
  • Managed by experienced professionals
  • Ensures exposure to high-quality credit
  • Supports long-term wealth accumulation

Opportunity vs Risk

Opportunities
  • Stable returns from government securities
  • Diversification in debt investments
  • Potential for capital appreciation
  • Low correlation with equity markets
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk in bonds
  • Market volatility impact
  • Liquidity concerns in debt markets

Peer Perspective

ICICI Pru Banking & PSU Debt Fund trades at a slight premium compared to peers like HDFC and Aditya Birla. A rerating could occur with improved margin stability and consistent growth in underlying assets.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Banking & PSU Debt Fund(Q-IDCW) • Updated: 2025-10-01 03:10:33
  • 10
    Business
    High
    The sector is stable but faces regulatory challenges.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Moderate debt levels, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is strong, but some pledging exists.
  • 5
    Drivers
    Good
    Growth catalysts are limited; execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but is facing several challenges that could impact future performance.