Portfolio Alerts Watch List Cart

HDFC Ultra Short Term Fund(W-IDCW)

Ticker: mf14309
Decent 68/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

K
Kotak Corporate Bond Fund(M-IDCW)
Score 68/100 Decent
The Kotak Corporate Bond Fund shows decent potential with stable growth and profitability metrics, but faces some risks in execution and market competition.
View details
K
Kotak Corporate Bond Fund(M-IDCW Payout)
Score 70/100 Decent
The fund shows decent potential but faces several challenges that could impact future performance.
View details
K
Kotak Small Cap Fund(IDCW-Payout)
Score 48/100 Decent
The Kotak Small Cap Fund shows potential for growth, but investors should be cautious due to valuation concerns and execution risks.
View details
K
Kotak Small Cap Fund(IDCW)
Score 66/100 Decent
The Kotak Small Cap Fund shows decent potential with consistent growth and manageable risks, but attention should be paid to governance and execution challenges.
View details
K
Kotak Balanced Advantage Fund(IDCW)
Score 71/100 Decent
The Kotak Balanced Advantage Fund shows decent potential with consistent growth and strong governance, but faces challenges in execution and liquidity.
View details
K
Kotak Balanced Advantage Fund(IDCW-Payout)
Score 72/100 Decent
The Kotak Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk management.
View details
I
ICICI Pru Ultra Short Term Fund Fund(W-IDCW Payout)
Score 68/100 Decent
The fund shows decent potential with stable growth and manageable risks, but attention is needed on liquidity and execution aspects.
View details
I
ICICI Pru Ultra Short Term Fund Fund(Q-IDCW Payout)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment option.
View details
I
ICICI Pru Ultra Short Term Fund Fund(M-IDCW Payout)
Score 70/100 Decent
The fund shows decent potential with moderate growth and profitability metrics, but faces some risks that need to be monitored.
View details
I
ICICI Pru Ultra Short Term Fund Fund(W-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
View details
I
ICICI Pru Ultra Short Term Fund Fund(DD-IDCW)
Score 70/100 Decent
The fund shows decent potential with stable growth and manageable risks, but investors should be cautious of execution risks and market sentiment.
View details
I
ICICI Pru Ultra Short Term Fund Fund(Q-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth, but investors should be cautious of valuation and execution risks.
View details
I
ICICI Pru Ultra Short Term Fund Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
View details
M
Mirae Asset Midcap Fund(IDCW)
Score 68/100 Decent
The Mirae Asset Midcap Fund shows decent potential with some growth opportunities, but risks remain in execution and profitability consistency.
View details
D
DSP Small Cap Fund(IDCW)
Score 68/100 Decent
The DSP Small Cap Fund shows potential but faces challenges in growth consistency and valuation metrics. Investors should proceed with caution.
View details
D
DSP Small Cap Fund(IDCW-Reinv)
Score 48/100 Risky
The fund faces several challenges in terms of growth consistency and profitability, making it a risky investment at this time.
View details

Business Overview

HDFC Ultra Short Term Fund (W-IDCW) is a dynamic investment option designed for conservative investors seeking stable returns with lower risk. Ideal for individuals looking to park their funds for a short duration while earning better returns than traditional savings accounts. This fund focuses on short-term debt instruments, making it a suitable choice for those wanting liquidity and capital preservation. With a robust management team, it aims to deliver consistent performance in varying market conditions.

  • Designed for conservative investors
  • Ideal for short-term investment horizon
  • Focuses on short-term debt instruments
  • Offers better returns than savings accounts
  • Managed by experienced professionals
  • Ensures liquidity and capital preservation

Investment Thesis

HDFC Ultra Short Term Fund stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it an appealing choice for retail investors seeking stability and growth in their fixed-income portfolio.

  • Strong backing from HDFC Group, a trusted name in finance.
  • Expanding digital services enhance accessibility and investor engagement.
  • Attractive valuation metrics compared to similar funds in the market.
  • Focus on short-term debt instruments ensures liquidity and lower risk.
  • Proven track record of consistent performance and returns.

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Liquidity for short-term needs
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from bond holdings
  • Market volatility impact
  • Lower returns compared to equities

Peer Perspective

HDFC Ultra Short Term Fund is currently trading at a slight premium compared to peers like ICICI Prudential and Aditya Birla, with rerating potential hinging on improved yield stability and consistent performance in a volatile interest rate environment.
📊 Stock Investment Checklist (100 Points)
HDFC Ultra Short Term Fund(W-IDCW) • Updated: 2025-10-01 14:49:34
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, indicating strong profitability.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, suggesting fair pricing.
  • 7
    Balance
    High
    Strong balance sheet with low debt levels and good liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable with transparent disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
HDFC Ultra Short Term Fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment option.