HDFC Short Term Debt Fund(IDCW)

Ticker: mf14301
Decent 68/100

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Business Overview

HDFC Short Term Debt Fund (IDCW) is a mutual fund designed for investors seeking stable returns over a short investment horizon. Ideal for risk-averse individuals or those looking to park their funds temporarily, this fund invests in high-quality debt instruments. It offers the potential for better returns than traditional savings options while maintaining liquidity. With a strong track record and professional management, it’s a reliable choice for conservative investors looking to enhance their portfolio.

  • Stable returns over short term
  • Ideal for risk-averse investors
  • Invests in high-quality debt instruments
  • Better returns than traditional savings
  • Professional management and strong track record

Investment Thesis

HDFC Short Term Debt Fund (IDCW) stands out due to its strong promoter credibility, robust digital service growth potential, and attractive valuation compared to peers. This fund is well-positioned to deliver stable returns, making it a compelling choice for conservative investors seeking reliable income.

  • Backed by HDFC's reputable and trustworthy promoter group.
  • Benefiting from the growing demand for digital financial services.
  • Offers competitive yields in comparison to similar funds.
  • Focus on short-term debt instruments mitigates interest rate risk.
  • Ideal for risk-averse investors looking for steady income.
📊 Stock Investment Checklist (100 Points)
HDFC Short Term Debt Fund(IDCW) • Updated: 2025-10-01 02:59:01
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Moderate debt levels with adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns on disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent stability but lacks strong growth prospects and faces some risks.