HDFC ELSS Tax saver
Ticker: mf12446
Decent
68/100
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D
DSP ELSS Tax Saver Fund
The DSP ELSS Tax Saver Fund shows decent potential with consistent growth and profitability metrics, but faces challenges in governance and market execution risks.
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H
HSBC Liquid Fund
HSBC Liquid Fund is a decent investment option with stable growth and profitability metrics, though some execution risks remain.
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S
SBI Short Term Debt Fund
The SBI Short Term Debt Fund shows decent potential but faces challenges in profitability and liquidity.
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S
SBI Magnum Ultra Short Duration Fund
The SBI Magnum Ultra Short Duration Fund shows decent potential but faces challenges in profitability and growth drivers.
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C
Canara Rob Large Cap Fund
The Canara Rob Large Cap Fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
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E
Edelweiss Arbitrage Fund
The Edelweiss Arbitrage Fund shows decent potential with stable growth and manageable risks, but lacks a strong competitive edge and has some governance concerns.
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B
Bandhan Corp Bond Fund
The Bandhan Corp Bond Fund presents a decent investment opportunity, but investors should be cautious due to growth inconsistencies and valuation concerns.
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H
HSBC Small Cap Fund
The HSBC Small Cap Fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment choice.
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I
ICICI Pru Equity Savings Fund
ICICI Pru Equity Savings Fund shows decent potential with stable growth and profitability metrics, but faces challenges in valuation and execution risks.
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S
SBI Magnum Low Duration Fund
The SBI Magnum Low Duration Fund shows moderate potential but faces challenges in profitability and growth drivers.
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H
HDFC Floating Rate Debt Fund
The HDFC Floating Rate Debt Fund shows decent potential with stable growth prospects, but faces challenges in profitability and market sentiment.
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K
Kotak Savings Fund
Kotak Savings Fund shows decent potential but faces challenges in profitability and growth drivers.
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I
ICICI Pru Multicap Fund
The ICICI Pru Multicap Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
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N
Nippon India Arbitrage Fund
The Nippon India Arbitrage Fund shows moderate potential but lacks strong growth drivers and profitability consistency. Caution is advised for potential investors.
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A
Aditya Birla SL ELSS Tax Saver Fund
The fund shows decent potential with a balanced approach to growth and profitability, but caution is advised due to market sentiment.
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D
DSP Large & Mid Cap Fund
The DSP Large & Mid Cap Fund shows decent potential with solid fundamentals and growth prospects, but caution is advised due to some execution risks.
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Business Overview
HDFC ELSS Tax Saver is a popular equity-linked saving scheme designed for Indian investors looking to save on taxes while building wealth. This fund is ideal for individuals seeking long-term capital appreciation with the added benefit of tax deductions under Section 80C. By investing in a diversified portfolio of equities, it offers the potential for higher returns compared to traditional savings options. It matters because it not only helps in tax planning but also encourages disciplined investing for financial growth.
- Tax benefits under Section 80C
- Long-term wealth creation
- Diversified equity exposure
- Professional fund management
- Potential for high returns
- Encourages disciplined savings
Investment Thesis
HDFC ELSS Tax Saver stands out as a reliable investment due to its strong promoter credibility, significant growth potential in digital services, and attractive valuations compared to peers. This makes it a compelling choice for retail investors seeking tax-efficient equity exposure.
- Strong backing from HDFC Group, ensuring credibility and trust.
- Robust digital services growth, tapping into the expanding online investment landscape.
- Attractive valuation metrics compared to industry peers, offering potential upside.
- Consistent performance track record, providing stability in volatile markets.
- Tax-saving benefits under Section 80C, enhancing overall returns for investors.
Opportunity vs Risk
Opportunities
- Tax benefits on investments
- Potential for long-term capital growth
- Diversification in equity market
- Professional fund management
Risks ⚠️
- Market volatility affects returns
- Lock-in period of 3 years
- No guaranteed returns
- Economic downturn impacts performance
Peer Perspective
HDFC ELSS Tax Saver trades at a premium compared to peers like Axis ELSS and SBI ELSS, reflecting its strong track record. A sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
HDFC ELSS Tax saver • Updated: 2025-09-29 12:19:19
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10BusinessHighThe sector is future-ready with a clear model and a moderate moat.
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10GrowthHighRevenue and profit growth have been consistent over the past few years.
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10ProfitabilityHighROE and ROCE are healthy, with OCF exceeding net profit.
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8ValuationHighValuation metrics are reasonable compared to peers.
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7BalanceHighDebt levels are manageable with good liquidity.
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6GovernanceGoodPromoter holding is strong, but there are some concerns about pledging.
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5DriversGoodGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
HDFC ELSS Tax Saver shows decent potential with consistent growth and profitability, but attention should be paid to governance and execution risks.