SBI Short Term Debt Fund

Ticker: mf12449
Decent 68/100

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Business Overview

The SBI Short Term Debt Fund is designed for investors seeking stable returns with lower risk exposure. Ideal for conservative investors, this fund focuses on short-term debt instruments, making it a suitable choice for those looking to park their funds for a shorter duration while earning competitive interest. This fund matters as it provides liquidity and diversification, catering to both individual and institutional investors. With professional management and a robust investment strategy, it aims to deliver consistent performance in varying market conditions.

  • Focuses on short-term debt instruments
  • Ideal for conservative investors
  • Offers liquidity and diversification
  • Managed by experienced professionals
  • Aims for consistent performance
  • Suitable for both individuals and institutions

Opportunity vs Risk

Opportunities
  • Stable returns in low-interest environment
  • Diversification for fixed-income portfolio
  • Potential for capital appreciation
  • Liquidity in short-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from bond issuers
  • Market volatility affects NAV
  • Limited growth compared to equities
📊 Stock Investment Checklist (100 Points)
SBI Short Term Debt Fund • Updated: 2025-09-29 15:44:45
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth drivers and execution risks are present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The SBI Short Term Debt Fund shows decent potential but faces challenges in profitability and liquidity.


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