HDFC Credit Risk Debt Fund-(Q-IDCW Reinv)
Ticker: mf14783
Risky
48/100
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H
HDFC Credit Risk Debt Fund-(IDCW-Reinv)
The fund shows decent potential but is hindered by inconsistent growth and profitability metrics. Caution is advised.
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H
HDFC Credit Risk Debt Fund-(IDCW)
The fund shows decent potential but is hindered by inconsistent growth and moderate profitability metrics. Caution is advised.
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H
HDFC Credit Risk Debt Fund-(Q-IDCW)
The HDFC Credit Risk Debt Fund shows decent potential with a solid growth trajectory and manageable risks.
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N
Nippon India Multi Asset Allocation Fund(IDCW)
The fund shows decent potential with a diversified approach, but there are areas that require attention, especially in governance and execution risks.
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B
Bandhan ELSS Tax Saver Fund(IDCW)
The fund shows decent potential with growth opportunities, but faces challenges in profitability and valuation.
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A
Axis Ultra Short Duration Fund(M-IDCW)
The Axis Ultra Short Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
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A
Axis Ultra Short Duration Fund(DD-IDCW)
The Axis Ultra Short Duration Fund shows decent potential but faces challenges in profitability and governance that could impact future performance.
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A
Axis Ultra Short Duration Fund(W-IDCW)
The fund shows potential with decent growth and profitability metrics, but faces challenges in execution and market sentiment.
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A
Axis Ultra Short Duration Fund(IDCW)
The Axis Ultra Short Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of liquidity and execution challenges.
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S
Sundaram Aggressive Hybrid Fund(M-IDCW)
The fund shows decent potential with consistent growth and reasonable valuations, but attention to liquidity and execution risks is necessary.
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S
Sundaram Large and Mid Cap Fund(IDCW)
The fund shows decent potential with a balanced approach to growth and risk management.
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B
Bandhan Low Duration Fund(Q-IDCW)
The fund shows potential for moderate returns, but investors should be cautious of the risks involved.
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B
Bandhan Low Duration Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to some underlying risks.
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B
Bandhan Low Duration Fund(M-IDCW)
The fund shows potential for moderate growth, but investors should be cautious of profitability and execution risks.
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B
Bandhan Low Duration Fund(W-IDCW)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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B
Bandhan Low Duration Fund(DD-IDCW)
The fund shows decent potential but faces challenges in growth and valuation metrics.
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Business Overview
HDFC Credit Risk Debt Fund is a dynamic investment option designed for conservative investors seeking stable returns with moderate risk. This fund primarily invests in high-quality corporate bonds and debt securities, making it ideal for those looking to diversify their portfolio while aiming for better yields than traditional fixed deposits. Its focus on credit risk management ensures a balanced approach to risk and return, making it a prudent choice for long-term wealth creation.
- Ideal for conservative investors
- Focuses on high-quality corporate bonds
- Aims for better yields than fixed deposits
- Emphasizes credit risk management
- Supports long-term wealth creation
- Offers reinvestment of dividends for growth
Investment Thesis
HDFC Credit Risk Debt Fund stands out due to its robust promoter credibility, strong backing from HDFC Group. The fund is well-positioned to leverage the growing digital services landscape, enhancing accessibility and efficiency. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking stable returns in a dynamic market.
- Strong promoter group with HDFC's established reputation.
- Significant growth potential in digital services enhancing fund management.
- Attractive valuation compared to industry peers, offering better returns.
- Focus on credit risk management ensures prudent investment strategies.
- Consistent performance track record instills investor confidence.
Opportunity vs Risk
Opportunities
- Stable income generation potential
- Diversification in fixed income
- Tax benefits on debt funds
- Professional fund management
Risks ⚠️
- Interest rate fluctuations
- Credit risk of underlying assets
- Market volatility impact
- Liquidity concerns in debt funds
📊 Stock Investment Checklist (100 Points)
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv) • Updated: 2025-10-01 06:03:17
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
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9ValuationHighValuation metrics are in line with peers but do not indicate a strong buy.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The fund presents several risks with limited growth potential and inconsistent performance metrics.