Bandhan Low Duration Fund(DD-IDCW)

Ticker: mf14805
Decent 68/100

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Business Overview

Bandhan Low Duration Fund (DD-IDCW) is a strategically designed debt mutual fund aimed at investors seeking stable returns with lower interest rate risk. Ideal for conservative investors and those looking for short to medium-term investment horizons, this fund focuses on high-quality debt instruments. It matters because it offers a reliable income stream while preserving capital, making it a prudent choice in fluctuating market conditions.

  • Designed for conservative investors
  • Focuses on high-quality debt instruments
  • Lower interest rate risk
  • Stable and reliable income stream
  • Ideal for short to medium-term investments

Investment Thesis

Bandhan Low Duration Fund (DD-IDCW) stands out due to its robust promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This makes it a compelling choice for retail investors seeking stability and growth in their portfolios.

  • Strong backing from Bandhan Bank, enhancing credibility and trust.
  • Rapid expansion in digital services catering to a tech-savvy customer base.
  • Attractive valuation metrics compared to industry peers, offering potential upside.
  • Focus on low-duration investments reduces interest rate risk.
  • Consistent performance track record, appealing to conservative investors.

Opportunity vs Risk

Opportunities
  • Stable income generation potential
  • Low interest rate environment
  • Diversified bond portfolio
  • Tax-efficient dividend options
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from bonds
  • Market volatility impact
  • Limited liquidity during downturns
📊 Stock Investment Checklist (100 Points)
Bandhan Low Duration Fund(DD-IDCW) • Updated: 2025-10-01 14:32:40
  • 10
    Business
    High
    The fund operates in a sector that is adapting to changing market conditions, but lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue and profit growth have shown consistency, but future growth may be limited.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain high.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential but faces challenges in growth and valuation metrics.