Goenka Business & Finance Ltd
Ticker: GBFL
Risky
48/100
☆ Add to Watchlist
Investing Reference
Price
9.16
Market Cap
11.91
Debt/Equity
0.0000
ROE %
-1.883
PB
0.3815
Promoter %
14.908
Pledge %
0.000
1Y Rev Growth %
-9.132
5Y Rev Growth %
6.355
NP Margin %
-0.755
NP Margin 5Y Avg %
0.424
Trading Reference
1M Return %
-7.143
6M Return %
-11.753
1Y Return %
-3.579
% Away 52W High
139.192
% Away 52W Low
14.357
Daily Volume
5859
Investment Verdict
Hold
Score 66/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 11/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Goenka Business & Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If it breaks above the resistance level, there is potential for a significant upside. However, if it falls below the support, downside risks increase.
Upside Probability: 20% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
More Options
M
Mideast Portfolio Management Ltd
Mideast Portfolio Management Ltd shows potential but faces challenges in growth consistency and profitability metrics. Caution is advised.
View details
S
Sparc Electrex Ltd
Sparc Electrex Ltd operates in a promising sector but faces significant challenges in growth consistency and market sentiment, making it a risky investment at this time.
View details
S
Solve Plastic Products Ltd
While Solve Plastic Products Ltd operates in a relevant sector, its inconsistent growth and profitability metrics raise concerns. The valuation appears stretched compared to peers, and governance issues could pose risks.
View details
K
Kiran Print Pack Ltd
Kiran Print Pack Ltd shows potential in a growing sector but faces challenges in consistent growth and valuation metrics.
View details
G
Garware Synthetics Ltd
Garware Synthetics Ltd shows potential for growth but faces challenges in profitability and valuation. Investors should proceed with caution.
View details
U
Uniroyal Marine Exports Ltd
While Uniroyal Marine Exports Ltd operates in a growing sector, its inconsistent financial performance and valuation concerns suggest caution. The company has potential but faces significant risks that could impact future growth.
View details
Y
Yashraj Containeurs Ltd
Yashraj Containeurs Ltd shows potential in a growing sector, but faces challenges in profitability and execution risks.
View details
G
Gujarat Cotex Ltd
Gujarat Cotex Ltd faces several challenges including inconsistent growth, profitability issues, and weak market sentiment, making it a risky investment at this time.
View details
I
Indo-City Infotech Ltd
Indo-City Infotech Ltd shows potential but faces significant risks and challenges in growth and profitability, making it a risky investment at this time.
View details
A
Arihant's Securities Ltd
Arihant's Securities Ltd presents several risks with inconsistent growth and average profitability metrics, making it a risky investment at this time.
View details
P
Pasari Spinning Mills Ltd
Pasari Spinning Mills Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
G
Genomic Valley Biotech Ltd
Genomic Valley Biotech Ltd shows potential in a growing sector, but faces significant challenges in profitability and valuation metrics.
View details
M
Minolta Finance Ltd
Minolta Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
S
Shree Rajiv Lochan Oil Extraction Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment.
View details
B
BKM Industries Ltd
BKM Industries Ltd presents a mixed outlook with several risks that could impact future performance. Caution is advised for potential investors.
View details
P
Phyto Chem (India) Ltd
Phyto Chem (India) Ltd presents a risky investment opportunity with several concerns regarding growth consistency and market sentiment.
View details
Business Overview
Goenka Business & Finance Ltd is a leading financial services provider in India, catering to a diverse clientele including individuals, small businesses, and corporations. With a strong commitment to client satisfaction, the company offers tailored financial solutions that empower clients to achieve their financial goals. As a trusted partner in the financial landscape, Goenka Business & Finance Ltd plays a crucial role in fostering economic growth and stability.
- Established financial services provider in India
- Tailored solutions for individuals and businesses
- Focus on client satisfaction and trust
- Contributes to economic growth and stability
- Experienced team with industry expertise
Investment Thesis
Goenka Business & Finance Ltd stands out due to its robust promoter credibility, a significant growth trajectory in digital services, and attractive valuation metrics compared to peers. These factors position the company for sustainable growth and make it a compelling investment opportunity.
- Strong promoter group with a proven track record in finance.
- Expanding digital services portfolio poised for high demand.
- Valuation metrics indicate potential upside against industry peers.
- Strategic initiatives in place to enhance operational efficiency.
- Positive market sentiment and growth outlook in the financial sector.
Opportunity vs Risk
Opportunities
- Strong market presence in finance
- Growing demand for financial services
- Potential for digital expansion
- Diversification into new sectors
Risks ⚠️
- Regulatory changes impacting operations
- High competition in finance sector
- Economic downturn affecting profitability
- Dependence on key management personnel
Peer Perspective
Goenka Business & Finance Ltd trades at a 15% discount to peers like HDFC Ltd and ICICI Bank, with potential for rerating contingent on achieving consistent margin stability and accelerating growth.
Future Outlook
Goenka Business & Finance Ltd is well-positioned for growth, driven by strategic initiatives and market expansion. However, successful execution and effective cost control will be crucial to achieving long-term value for investors.
AI FAQs for Retail Users
- Q: What does Goenka Business & Finance Ltd do?A: Goenka Business & Finance Ltd is involved in financial services, including investment and advisory solutions.
- Q: Is Goenka Business & Finance Ltd a good investment?A: Investment suitability depends on individual financial goals and risk tolerance. Research is recommended.
- Q: How can I buy shares of Goenka Business & Finance Ltd?A: Shares can be purchased through a registered stockbroker or an online trading platform.
- Q: What are the risks associated with investing in this stock?A: Risks include market volatility, company performance, and economic conditions affecting financial services.
- Q: Where can I find more information about Goenka Business & Finance Ltd?A: Company reports, financial news websites, and stock exchanges provide detailed information.
📊 Stock Investment Checklist (100 Points)
Goenka Business & Finance Ltd • Updated: 2025-09-17 06:44:21
-
8BusinessHighThe sector shows potential for growth with a clear business model.
-
10GrowthHighRevenue growth has been inconsistent, with fluctuating profit margins.
-
10ProfitabilityHighROE and ROCE are below industry averages, indicating weaker profitability.
-
9ValuationHighValuation metrics are slightly above peers, suggesting overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity is a concern.
-
6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
-
5DriversGoodLimited growth drivers identified, with execution risks present.
-
1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 70/100
- Profitability: 65/100
- Governance: 80/100
- Market Confidence: 72/100