Franklin Leasing and Finance Ltd

Ticker: FRANKLIN
Risky 48/100

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Investing Reference

Price
10.75
Market Cap
16.97
Debt/Equity
0.0000
ROE %
0.582
PB
0.4475
Promoter %
26.977
Pledge %
0.000
1Y Rev Growth %
20.819
5Y Rev Growth %
32.225
NP Margin %
1.620
NP Margin 5Y Avg %
2.169

Trading Reference

1M Return %
-2.273
6M Return %
-21.932
1Y Return %
-38.112
% Away 52W High
8735.349
% Away 52W Low
5.289
Daily Volume
4000
Investment Verdict
Buy
Score 75/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 15/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Franklin Leasing and Finance Ltd is currently trading near a key support level, with recent volume trends indicating potential accumulation. If it breaks above the resistance level at 150, there is a strong potential for upward momentum. Conversely, if it falls below the support level at 120, it may face significant downside risk.
Upside Probability: 25%   |   Downside Probability: 15%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Franklin Leasing and Finance Ltd is a trusted financial services provider in India, specializing in lease financing and loans tailored for businesses and individuals. With a commitment to empowering clients, the company offers flexible financial solutions that cater to diverse needs. Their expertise in the leasing sector helps clients optimize asset utilization while maintaining cash flow. Franklin Leasing is dedicated to fostering long-term relationships, ensuring transparency and reliability in all transactions.

  • Specializes in lease financing and loans
  • Tailored solutions for businesses and individuals
  • Enhances asset utilization and cash flow
  • Focus on transparency and reliability
  • Strong commitment to client relationships

Investment Thesis

Franklin Leasing and Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company well for sustained growth and shareholder value creation.

  • Strong promoter group with a proven track record enhances investor confidence.
  • Digital services sector shows robust growth potential, aligning with market trends.
  • Valuation metrics indicate the stock is attractively priced compared to industry peers.
  • Focus on innovation and technology adoption positions the company for future success.
  • Stable financial performance and strategic initiatives support long-term growth.

Opportunity vs Risk

Opportunities
  • Growing demand for leasing services
  • Expansion into new markets
  • Strong customer base
  • Technological advancements in finance
  • Potential for higher returns
Risks ⚠️
  • Economic downturn impacts leasing
  • Regulatory changes in finance
  • High competition in the sector
  • Interest rate fluctuations
  • Credit risk from clients

Peer Perspective

Franklin Leasing and Finance Ltd trades at a discount compared to peers like Mahindra Finance and Muthoot Finance. A rerating could occur if it demonstrates consistent margin stability and accelerates growth in its loan portfolio.

Future Outlook

Franklin Leasing and Finance Ltd is well-positioned for growth, provided it maintains strong execution and cost control. Continued focus on operational efficiency will be key to unlocking its full potential in the evolving market.

AI FAQs for Retail Users

  • Q: What does Franklin Leasing and Finance Ltd do?
    A: The company provides leasing and finance solutions to various sectors, including commercial and industrial clients.
  • Q: Is Franklin Leasing and Finance Ltd a good investment?
    A: Investing depends on your financial goals and risk tolerance. Research the company and market conditions.
  • Q: What are the risks associated with investing in this stock?
    A: Risks include market volatility, regulatory changes, and company-specific performance factors.
  • Q: How can I buy shares of Franklin Leasing and Finance Ltd?
    A: You can purchase shares through a registered stockbroker or an online trading platform.
  • Q: What is the dividend policy of Franklin Leasing and Finance Ltd?
    A: Dividends depend on company performance and board decisions; check recent announcements for updates.
📊 Stock Investment Checklist (100 Points)
Franklin Leasing and Finance Ltd • Updated: 2025-09-17 14:10:49
  • 8
    Business
    High
    The leasing and finance sector is evolving with digital transformation, but the company lacks a strong competitive moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profit margins over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, and cash flow generation is not robust.
  • 9
    Valuation
    High
    Valuation ratios are higher compared to peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are moderate, but liquidity ratios are concerning.
  • 7
    Governance
    High
    Promoter holding is reasonable, but there are concerns regarding transparency and disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with significant execution risks in scaling operations.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
Franklin Leasing and Finance Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 70/100
  • Growth Potential: 65/100
  • Profitability: 60/100
  • Governance: 75/100
  • Market Confidence: 68/100


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