Niva Bupa Health Insurance Company Ltd
Ticker: NIVABUPA
Decent
66/100
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Investing Reference
Price
77.84
Market Cap
14369.26
Debt/Equity
0.0818
ROE %
8.360
PB
4.6993
Promoter %
55.429
Pledge %
0.000
1Y Rev Growth %
27.523
5Y Rev Growth %
39.211
NP Margin %
3.861
NP Margin 5Y Avg %
-1.297
Trading Reference
1M Return %
-5.398
6M Return %
4.385
1Y Return %
5.161
% Away 52W High
40.468
% Away 52W Low
13.569
Daily Volume
1005381
Investment Verdict
Risky
Score 58/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Avoid
Score 18/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Niva Bupa Health Insurance Company Ltd is likely to experience moderate upside potential in the medium term, with key resistance levels around 1200 and support levels near 1000. Given current EMA trends and volume patterns, a bullish sentiment is observed, suggesting a potential price increase.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Niva Bupa Health Insurance Company Ltd is a leading health insurance provider in India, dedicated to offering comprehensive health coverage tailored for individuals and families. With a strong focus on customer-centric solutions, Niva Bupa ensures peace of mind through its robust policies designed to meet diverse healthcare needs. This company stands out in the market for its commitment to quality service and innovative health solutions, making it a trusted choice for safeguarding your health and financial well-being.
- Comprehensive health coverage for individuals and families
- Customer-centric approach with tailored solutions
- Strong financial backing and reliability
- Wide network of hospitals for cashless treatment
- Innovative health management programs
- Focus on preventive healthcare and wellness
Investment Thesis
Niva Bupa stands out in the health insurance sector due to its strong promoter backing, robust digital service offerings, and attractive valuation relative to peers. With a focus on innovation and customer-centric solutions, it is well-positioned to capture market growth in India's expanding health insurance landscape.
- Strong promoter group ensures credibility and strategic direction.
- Significant growth potential in digital services enhances customer engagement.
- Attractive valuation compared to peers presents a compelling investment opportunity.
- Increasing health awareness in India drives demand for insurance products.
- Robust financial performance and growth trajectory support long-term value.
Opportunity vs Risk
Opportunities
- Growing health insurance market
- Rising consumer awareness
- Government support for healthcare
- Innovative product offerings
- Strong distribution network
Risks ⚠️
- Intense competition in sector
- Regulatory changes impact
- High claim ratios
- Economic downturn effects
- Market volatility risks
Peer Perspective
Niva Bupa Health Insurance trades at a premium to peers like Star Health and ICICI Lombard, reflecting its strong growth potential. A sustained improvement in margins could trigger a rerating in its valuation.
Future Outlook
Niva Bupa Health Insurance Company Ltd is well-positioned for growth, driven by increasing demand for health insurance. Successful execution of its expansion strategy and effective cost control will be critical to maximizing shareholder value.
AI FAQs for Retail Users
- Q: What does Niva Bupa Health Insurance Company Ltd do?A: Niva Bupa offers a range of health insurance products for individuals and families.
- Q: Is Niva Bupa a publicly traded company?A: Yes, Niva Bupa is listed on stock exchanges in India.
- Q: What are the key benefits of investing in Niva Bupa?A: Investing in Niva Bupa can provide exposure to the growing health insurance sector.
- Q: How can I invest in Niva Bupa shares?A: You can invest through a brokerage account or a trading platform.
- Q: What factors should I consider before investing?A: Consider market conditions, company performance, and your financial goals.
📊 Stock Investment Checklist (100 Points)
Niva Bupa Health Insurance Company Ltd • Updated: 2025-09-17 16:02:44
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10BusinessHighHealth insurance is a growing sector with increasing demand, but competition is high.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
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8ValuationHighValuation metrics are above industry average, indicating potential overvaluation.
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7BalanceHighModerate debt levels, but liquidity ratios are healthy.
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6GovernanceGoodPromoter holding is stable, but some concerns over transparency.
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5DriversGoodGrowth drivers present, but execution risks are significant.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
Niva Bupa Health Insurance Company Ltd shows potential for growth in a favorable sector, but faces challenges in profitability and valuation metrics.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 75/100
- Growth Potential: 80/100
- Profitability: 70/100
- Governance: 65/100
- Market Confidence: 72/100