IFCI Ltd
Ticker: IFCI
Risky
48/100
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Investing Reference
Price
55.62
Market Cap
14985.78
Debt/Equity
0.2463
ROE %
1.503
PB
0.9938
Promoter %
72.570
Pledge %
0.000
1Y Rev Growth %
-2.538
5Y Rev Growth %
-6.610
NP Margin %
8.286
NP Margin 5Y Avg %
-41.247
Trading Reference
1M Return %
2.480
6M Return %
29.923
1Y Return %
-6.316
% Away 52W High
33.945
% Away 52W Low
53.646
Daily Volume
4580792
Investment Verdict
Hold
Score 71/100 · Position size: 30%
Fundamentals are OK but not compelling. Maintain current position; avoid fresh adds.
Trading Verdict
Avoid
Score 37/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
IFCI Ltd is currently trading near a key support level, with the 50-day EMA indicating a potential upward trend. If it breaks above the resistance level, there is a strong chance of a bullish move in the medium term. However, if it falls below the support, it could face significant downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
IFCI Ltd is a leading financial institution in India, dedicated to providing a range of financial services including project financing, investment banking, and advisory services. Catering primarily to small and medium enterprises, it plays a crucial role in fostering economic growth and development across various sectors. With a strong focus on innovation and customer-centric solutions, IFCI Ltd is committed to empowering businesses and driving sustainable growth in the Indian economy.
- Established financial institution in India
- Specializes in project financing and investment banking
- Supports small and medium enterprises
- Committed to economic growth and development
- Focus on innovative and customer-centric solutions
Investment Thesis
IFCI Ltd presents a compelling investment opportunity driven by its strong promoter backing, significant growth potential in digital services, and attractive valuations compared to peers. With a robust foundation and strategic initiatives, IFCI is well-positioned to capitalize on the evolving financial landscape.
- Strong promoter group enhances credibility and investor confidence.
- Expanding digital services portfolio offers substantial growth potential.
- Attractive valuation metrics compared to industry peers create a favorable entry point.
- Strategic initiatives align with market trends, ensuring sustainable growth.
- Solid financial performance underlines the company's resilience and potential.
Opportunity vs Risk
Opportunities
- Strong government support for financial sector
- Potential for growth in lending
- Diversification into new financial products
Risks ⚠️
- High non-performing assets
- Regulatory changes impacting operations
- Market volatility affecting stock performance
Peer Perspective
IFCI Ltd trades at a discount to peers like IDBI Bank and PNB, reflecting concerns over margin stability. A consistent improvement in asset quality and growth acceleration could trigger a rerating.
Future Outlook
IFCI Ltd is well-positioned for growth, driven by strategic initiatives and market opportunities. Successful execution and stringent cost control will be crucial in realizing its full potential in the coming quarters.
AI FAQs for Retail Users
- Q: What does IFCI Ltd do?A: IFCI Ltd is a financial institution that provides various financial services and funding solutions.
- Q: Is IFCI Ltd a good investment?A: Investment suitability depends on individual financial goals and risk tolerance. Research is recommended.
- Q: What are the risks of investing in IFCI Ltd?A: Risks include market volatility, regulatory changes, and performance of the financial sector.
- Q: How can I buy shares of IFCI Ltd?A: Shares can be purchased through a stockbroker or online trading platform.
- Q: What is the dividend policy of IFCI Ltd?A: Dividends depend on company performance and board decisions. Check recent announcements for updates.
📊 Stock Investment Checklist (100 Points)
IFCI Ltd • Updated: 2025-09-17 02:34:16
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8BusinessHighThe financial services sector is evolving, but IFCI faces challenges in establishing a strong competitive moat.
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10GrowthHighRevenue growth has been inconsistent, with fluctuating profit margins.
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6ProfitabilityGoodROE and ROCE are below industry averages, indicating weaker profitability.
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7ValuationHighValuation metrics are in line with peers, but lack a compelling case for investment.
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5BalanceGoodDebt levels are concerning, with a high debt-to-equity ratio impacting financial stability.
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6GovernanceGoodPromoter holding is moderate, but there are concerns regarding transparency and disclosures.
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4DriversGoodLimited growth catalysts identified, with significant execution risks in current projects.
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2TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
IFCI Ltd presents a risky investment opportunity due to inconsistent growth, profitability concerns, and a challenging market environment.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 60/100
- Growth Potential: 65/100
- Profitability: 55/100
- Governance: 50/100
- Market Confidence: 60/100