SBI FMP-44-1855D
Ticker: mf13372
Decent
63/100
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SBI LT Advantage Fund-V
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I
IL&FS Infra Debt Fund - Series 2-B
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D
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund
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Business Overview
SBI FMP-44-1855D is a fixed maturity plan designed to provide stable returns through a diversified portfolio of fixed-income securities. Ideal for conservative investors seeking predictable income, this product is particularly beneficial for those looking to park their funds for a defined period. The plan aims to minimize interest rate risk while ensuring capital preservation. With SBI's strong reputation, investors can trust in the fund's management and strategy.
- Stable returns through fixed-income securities
- Ideal for conservative investors
- Defined investment horizon for better planning
- Minimized interest rate risk
- Strong management by SBI
- Capital preservation focus
Investment Thesis
SBI FMP-44-1855D represents a compelling investment opportunity, backed by the robust credibility of the SBI promoter group. With a strong focus on digital services and financial inclusion, the fund is well-positioned for growth. Its attractive valuation compared to peers enhances its appeal for retail investors seeking long-term gains.
- Strong backing from the SBI promoter group ensures credibility and stability.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation compared to peer funds presents a favorable entry point.
- Focus on financial inclusion enhances the fund's growth prospects.
- SBI's established market presence provides a competitive advantage.
Opportunity vs Risk
Opportunities
- Diversified investment portfolio
- Stable interest income
- Potential for capital appreciation
- Strong market presence
- Government support for banking sector
Risks ⚠️
- Interest rate fluctuations
- Credit risk from borrowers
- Economic downturn impact
- Regulatory changes
- Market volatility concerns
📊 Stock Investment Checklist (100 Points)
SBI FMP-44-1855D • Updated: 2025-09-30 01:03:35
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent, with fluctuating profits.
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8ProfitabilityHighROE and ROCE are below industry averages, cash flow is stable.
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10ValuationHighValuation metrics are in line with peers but not compelling.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
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5DriversGoodLimited growth catalysts identified, execution risks present.
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5TechnicalsGoodMarket sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 63 / 100
• Decent
The stock shows moderate potential but is hindered by inconsistent growth and governance concerns.