Aditya Birla SL CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund

Ticker: mf13373
Decent 63/100

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Business Overview

The Aditya Birla SL CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund is designed for investors seeking stable returns through a blend of government securities and state development loans. This fund is ideal for conservative investors looking to diversify their portfolio with low-risk assets. It matters as it provides a balanced approach to fixed income, ensuring safety while aiming for reasonable growth.

  • Invests in a mix of government securities and SDLs
  • Ideal for conservative investors
  • Offers stability and lower risk
  • Diversifies fixed income portfolios
  • Aims for reasonable returns over the long term

Investment Thesis

Investing in Aditya Birla SL CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund offers a solid opportunity due to its strong promoter backing, credible management, and a robust growth trajectory in digital services. With attractive valuations compared to peers, this fund is positioned for steady returns.

  • Strong backing from the Aditya Birla Group, ensuring credibility and stability.
  • Significant growth potential in digital services, enhancing overall fund performance.
  • Attractive valuation metrics compared to similar funds in the market.
  • Diversified exposure to gilt and SDL, providing balanced risk and return.
  • Well-structured for long-term investors seeking stable income and capital appreciation.

Opportunity vs Risk

Opportunities
  • Stable returns from government securities
  • Diversification in fixed income portfolio
  • Potential for capital appreciation
  • Low expense ratio
  • Suitable for risk-averse investors
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from SDLs
  • Market volatility affects NAV
  • Limited growth compared to equities
  • Liquidity concerns in bond markets
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund • Updated: 2025-09-29 11:00:27
  • 10
    Business
    High
    The fund is in a stable sector but lacks a clear moat.
  • 10
    Growth
    High
    Consistent revenue growth but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are average, cash flow is stable.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers.
  • 7
    Balance
    High
    Debt levels are manageable with adequate reserves.
  • 5
    Governance
    Good
    Promoter holding is strong, but some concerns on disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited; execution risks present.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 63 / 100 • Decent
The fund presents a decent investment opportunity with moderate risks and stable growth potential.


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