SBI FMP-72-1239D

Ticker: mf13411
Risky 48/100

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Business Overview

SBI FMP-72-1239D is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This product is ideal for individuals looking to balance their portfolio with low-risk investments while benefiting from the expertise of SBI Mutual Fund. With a focus on capital preservation and predictable income, it serves as a reliable choice for risk-averse investors. The fund's structured approach ensures that your investment aligns with your financial goals, making it a prudent addition to your investment strategy.

  • Designed for conservative investors
  • Offers stable returns over a fixed period
  • Ideal for risk-averse individuals
  • Managed by SBI Mutual Fund's expertise
  • Focus on capital preservation and predictable income

Opportunity vs Risk

Opportunities
  • Strong government support for banks
  • Potential for rising interest rates
  • Expanding retail banking services
  • Increased digital banking adoption
Risks ⚠️
  • Economic slowdown impacts loan growth
  • Regulatory changes affecting profitability
  • High competition in banking sector
  • Asset quality concerns may rise
📊 Stock Investment Checklist (100 Points)
SBI FMP-72-1239D • Updated: 2025-09-29 15:39:25
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit consistency is lacking.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is inconsistent.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers, but no significant discount.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth prospects and profitability concerns, making it a risky investment.