PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund(IDCW)

Ticker: mf17737
Risky 40/100

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Business Overview

The PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund (IDCW) is a debt mutual fund that primarily invests in government securities, offering a secure investment option for conservative investors. It is designed for individuals seeking stable returns with lower risk exposure. This fund is particularly relevant in the current economic climate, providing a hedge against market volatility while ensuring capital preservation. With a focus on long-term growth, it aligns well with the investment goals of risk-averse investors looking for predictable income.

  • Invests in government securities for safety
  • Ideal for conservative investors
  • Provides stable and predictable returns
  • Hedges against market volatility
  • Long-term growth potential
  • Capital preservation focus

Investment Thesis

PGIM India CRISIL IBX Gilt Index Fund offers a compelling investment opportunity due to its strong promoter credibility, growth potential in digital services, and attractive valuation compared to peers. This fund is well-positioned to provide stable returns in a low-interest-rate environment.

  • Strong backing from PGIM India, a reputable financial services group.
  • Focus on government securities provides safety and stability.
  • Digital services are expected to drive future growth in asset management.
  • Valuation metrics indicate potential for significant upside compared to competitors.
  • Ideal for conservative investors seeking steady income with low risk.

Opportunity vs Risk

Opportunities
  • Stable returns from government bonds
  • Potential for capital appreciation
  • Low correlation with equities
  • Suitable for risk-averse investors
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Inflation may erode purchasing power
  • Limited growth compared to equities
  • Market volatility affects bond prices

Peer Perspective

PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund trades at a slight premium compared to peers like HDFC Gilt Fund and ICICI Prudential Gilt Fund; a stable interest rate environment could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund(IDCW) • Updated: 2025-10-01 06:55:56
  • 10
    Business
    High
    The fund is focused on government securities, which are generally considered stable but lack significant growth potential.
  • 5
    Growth
    Good
    Limited revenue and profit growth due to the nature of fixed-income securities.
  • 8
    Profitability
    High
    Consistent returns but lower relative to equity markets.
  • 6
    Valuation
    Good
    Valuation metrics are not applicable as it is a fund rather than a stock.
  • 7
    Balance
    High
    Strong balance sheet with low debt levels typical of government securities.
  • 8
    Governance
    High
    Good governance practices in place with transparent disclosures.
  • 2
    Drivers
    Low
    Limited growth drivers as it primarily invests in government bonds.
  • 2
    Technicals
    Low
    Market sentiment is cautious due to interest rate fluctuations.
Final Score & Verdict
Score 40 / 100 • Risky
The fund is relatively safe but offers limited growth potential, making it suitable for risk-averse investors seeking stability rather than capital appreciation.