The Kotak NIFTY 100 Low Volatility 30 Index Fund (IDCW) is designed for investors seeking stability and consistent returns through a diversified portfolio of low-volatility stocks. This fund is ideal for risk-averse individuals looking to invest in the Indian equity market without excessive fluctuations. By focusing on less volatile companies, it aims to provide a smoother investment experience. This fund matters as it combines the potential for growth with a focus on risk management, making it a smart choice for conservative investors.

Targets low-volatility stocks for stability
Ideal for risk-averse investors
Diversified exposure to the NIFTY 100
Aims for consistent returns
Focuses on risk management
Part of a reputable fund house

Investment Thesis

The Kotak NIFTY 100 Low Volatility 30 Index Fund offers a compelling investment opportunity due to its strong promoter credibility, a robust growth trajectory in digital services, and attractive valuations compared to peers. This fund is well-positioned to deliver consistent returns in a volatile market environment.

Backed by Kotak Mahindra Bank, a trusted name in the financial sector.
Capitalizes on the growing demand for digital services in India.
Offers lower volatility, making it suitable for risk-averse investors.
Valuations are appealing compared to similar funds, enhancing return potential.
Diversified exposure to top-performing low-volatility stocks in the NIFTY 100.

Opportunity vs Risk

Opportunities

Diversified exposure to low volatility stocks
Potential for steady long-term returns
Attractive for risk-averse investors
Beneficial during market downturns

Risks ⚠️

Limited upside in bull markets
Higher expense ratio than peers
Interest rate fluctuations impact returns
Market sentiment can affect performance

Peer Perspective

Kotak NIFTY 100 Low Volatility 30 Index Fund trades at a slight premium compared to peers like ICICI Prudential Nifty Low Volatility 30. A rerating could occur if margin stability improves and growth accelerates.

📊 Stock Investment Checklist (100 Points)

Kotak NIFTY 100 Low Volatility 30 Index Fund(IDCW) • Updated: 2025-10-01 03:42:32

10

Business
High

The fund focuses on low volatility stocks, which are generally stable but may lack high growth potential.
10

Growth
High

The underlying stocks have shown consistent revenue and profit growth, but growth may be moderate.
10

Profitability
High

ROE and ROCE are decent, but cash flow generation is average compared to peers.
10

Valuation
High

Valuation metrics like P/E and P/B are in line with peers, indicating fair pricing.
8

Balance
High

The fund has a strong balance sheet with low debt levels and good liquidity.
7

Governance
High

Promoter holding is stable, but there are minor concerns regarding transparency.
6

Drivers
Good

Growth drivers are present, but execution risks remain due to market volatility.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The Kotak NIFTY 100 Low Volatility 30 Index Fund presents a decent investment option with stable returns, but growth potential is limited due to its low volatility focus.