Nippon India FMP-XLV-4-1111D(IDCW)

Ticker: mf17299
Risky 48/100

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Business Overview

Nippon India FMP-XLV-4-1111D(IDCW) is a Fixed Maturity Plan designed for conservative investors seeking stable returns over a defined period. Ideal for those looking to park their funds with minimal risk, this product offers a structured investment approach. Its focus on debt instruments ensures capital preservation while providing predictable income. With a well-managed portfolio, it stands out as a reliable choice for financial planning.

  • Targeted at conservative investors
  • Focus on capital preservation
  • Structured investment for defined periods
  • Predictable income through debt instruments
  • Managed by experienced professionals

Investment Thesis

Nippon India FMP-XLV-4-1111D(IDCW) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it a compelling choice for retail investors seeking stability and growth.

  • Strong backing from the reputable Nippon Life Insurance, enhancing trust.
  • Significant growth potential in digital services, catering to evolving investor needs.
  • Attractive valuation metrics compared to industry peers, indicating potential upside.
  • Focus on fixed maturity plans aligns with conservative investment strategies.
  • Consistent track record of performance, appealing to risk-averse investors.

Peer Perspective

Nippon India FMP-XLV-4-1111D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A sustained growth in AUM and margin stability could trigger a rerating in this segment.
📊 Stock Investment Checklist (100 Points)
Nippon India FMP-XLV-4-1111D(IDCW) • Updated: 2025-10-01 16:18:09
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profits.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers, suggesting overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is decent, but there are concerns about disclosures.
  • 4
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 2
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.