HDFC Credit Risk Debt Fund-(IDCW)
Ticker: mf14785
Decent
71/100
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H
HDFC Credit Risk Debt Fund-(Q-IDCW)
The HDFC Credit Risk Debt Fund shows decent potential with a solid growth trajectory and manageable risks.
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N
Nippon India Multi Asset Allocation Fund(IDCW)
The fund shows decent potential with a diversified approach, but there are areas that require attention, especially in governance and execution risks.
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B
Bandhan ELSS Tax Saver Fund(IDCW)
The fund shows decent potential with growth opportunities, but faces challenges in profitability and valuation.
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A
Axis Ultra Short Duration Fund(M-IDCW)
The Axis Ultra Short Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
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A
Axis Ultra Short Duration Fund(DD-IDCW)
The Axis Ultra Short Duration Fund shows decent potential but faces challenges in profitability and governance that could impact future performance.
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A
Axis Ultra Short Duration Fund(W-IDCW)
The fund shows potential with decent growth and profitability metrics, but faces challenges in execution and market sentiment.
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A
Axis Ultra Short Duration Fund(IDCW)
The Axis Ultra Short Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of liquidity and execution challenges.
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S
Sundaram Aggressive Hybrid Fund(M-IDCW)
The fund shows decent potential with consistent growth and reasonable valuations, but attention to liquidity and execution risks is necessary.
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S
Sundaram Large and Mid Cap Fund(IDCW)
The fund shows decent potential with a balanced approach to growth and risk management.
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B
Bandhan Low Duration Fund(Q-IDCW)
The fund shows potential for moderate returns, but investors should be cautious of the risks involved.
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B
Bandhan Low Duration Fund(IDCW)
The fund shows potential for moderate growth, but investors should be cautious due to some underlying risks.
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B
Bandhan Low Duration Fund(M-IDCW)
The fund shows potential for moderate growth, but investors should be cautious of profitability and execution risks.
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B
Bandhan Low Duration Fund(W-IDCW)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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B
Bandhan Low Duration Fund(DD-IDCW)
The fund shows decent potential but faces challenges in growth and valuation metrics.
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B
Bandhan Low Duration Fund(M-IDCW Reinvest)
The fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment.
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B
Bajaj Finserv Money Market Fund(IDCW)
Bajaj Finserv Money Market Fund shows decent stability with moderate growth potential, but investors should be cautious of its limited scalability and execution risks.
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Business Overview
HDFC Credit Risk Debt Fund-(IDCW) is designed for conservative investors seeking stable income through debt instruments with a focus on credit risk. This fund aims to generate attractive returns while managing risk effectively, making it ideal for those looking to diversify their portfolio. With a professional management team, it invests in high-quality corporate bonds and securities, ensuring a balanced approach to risk and return.
- Targeted at conservative investors seeking stable income
- Focuses on high-quality corporate bonds
- Managed by experienced professionals
- Aims for attractive returns with risk management
- Ideal for portfolio diversification
- Regular income through dividend options
Investment Thesis
HDFC Credit Risk Debt Fund-(IDCW) stands out due to its strong promoter group, HDFC, known for its credibility and robust financial management. With a growing focus on digital services, the fund is well-positioned to capitalize on evolving market trends. Its attractive valuation compared to peers offers a compelling opportunity for investors seeking stability and growth.
- Backed by HDFC's strong brand and financial expertise.
- Significant growth potential in digital financial services.
- Attractive valuation compared to other credit risk funds.
- Focus on risk-adjusted returns for long-term investors.
- Strong historical performance adds to investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in a low-interest environment
- Potential for capital appreciation
- Diversification in fixed income portfolio
- Tax benefits on long-term investments
Risks ⚠️
- Interest rate fluctuations impact returns
- Credit risk from underlying securities
- Market volatility affecting NAV
- Liquidity risk in redemption
Peer Perspective
Compared to key peers, this stock trades at a discount. Valuation could rerate if profitability stabilizes.
📊 Stock Investment Checklist (100 Points)
HDFC Credit Risk Debt Fund-(IDCW) • Updated: 2025-10-01 06:03:07
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are moderate, with cash flow showing some volatility.
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8ValuationHighValuation metrics are average compared to peers.
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9BalanceHighBalance sheet shows reasonable debt levels but limited reserves.
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7GovernanceHighPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth drivers identified, with execution risks present.
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5TechnicalsGoodMarket sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 71 / 100
• Decent
The fund shows decent potential but is hindered by inconsistent growth and moderate profitability metrics. Caution is advised.