LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW)
Ticker: mf16536
Risky
48/100
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L
LIC MF ULIS-10Y Single Premium(IDCW)
The stock shows moderate potential but is not a strong investment opportunity at this time due to inconsistent growth and profitability metrics.
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L
LIC MF ULIS
LIC MF ULIS shows potential but faces challenges in growth consistency and valuation metrics.
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K
Kotak FMP-292-1735D(IDCW)
The stock presents several risks with limited growth prospects and inconsistent financial performance.
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U
UTI Dynamic Bond Fund(A-IDCW)
The fund shows decent potential but faces challenges in profitability and valuation metrics.
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U
UTI Dynamic Bond Fund(H-IDCW)
The UTI Dynamic Bond Fund shows decent potential with stable growth and acceptable profitability metrics, but faces some execution risks.
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U
UTI Dynamic Bond Fund(F-IDCW)
The UTI Dynamic Bond Fund shows decent potential but faces challenges in profitability and growth drivers.
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U
UTI Dynamic Bond Fund(Q-IDCW)
The UTI Dynamic Bond Fund shows potential but faces challenges in profitability and liquidity. It is a decent option for conservative investors.
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K
Kotak Healthcare Fund(IDCW)
The Kotak Healthcare Fund shows potential for growth in a promising sector, but investors should be cautious of valuation and execution risks.
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K
Kotak Healthcare Fund(IDCW Payout)
The Kotak Healthcare Fund shows potential for growth in a promising sector, but faces challenges in profitability and execution risks.
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I
Invesco India Multi Asset Allocation Fund(IDCW)
The fund shows potential with a decent growth trajectory, but faces challenges in profitability and market competition.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW Reinvest)
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with growth potential, but investors should be cautious of midcap volatility and specific company risks.
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D
DSP Nifty Midcap 150 Quality 50 Index Fund(IDCW)
The DSP Nifty Midcap 150 Quality 50 Index Fund presents a decent investment opportunity with a focus on quality midcap stocks, though some risks and valuation concerns exist.
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I
Invesco India Equity Savings Fund(IDCW)
The fund shows a decent potential for growth with manageable risks, making it a reasonable investment choice.
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U
Union Active Momentum Fund(IDCW Payout)
The fund shows potential but carries significant risks that may deter conservative investors.
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U
Union Active Momentum Fund(IDCW)
The fund shows potential for growth but carries risks that need to be monitored closely.
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I
Invesco India ESG Integration Strategy Fund(IDCW)
The fund shows potential in ESG sectors but faces challenges in profitability and valuation metrics.
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Business Overview
LIC MF ULIS Regular Premium Uniform Cover HY 10Y (IDCW) is a unique investment solution tailored for individuals seeking long-term growth with a reliable safety net. This plan combines the benefits of insurance and investment, making it ideal for those looking to secure their family's financial future while enjoying potential returns. It is designed for risk-averse investors who value stability and consistent income over time.
- Combines life insurance with investment growth
- Ideal for long-term financial planning
- Offers potential for regular income through dividends
- Backed by LIC's trusted reputation
- Suitable for risk-averse investors
- Ensures financial security for your loved ones
Investment Thesis
LIC MF ULIS offers a compelling investment opportunity backed by the credibility of LIC, a trusted name in the insurance sector. With a strong focus on digital services, it is well-positioned to capture growth in the evolving market. Additionally, its attractive valuation compared to peers makes it a prudent choice for retail investors seeking long-term gains.
- Strong backing from LIC, enhancing credibility and trust.
- Significant growth potential in digital services and insurance penetration.
- Attractive valuation compared to industry peers, offering better entry points.
- Focus on uniform cover ensures consistent returns over the investment horizon.
- Alignment with government initiatives to boost financial inclusion.
Opportunity vs Risk
Opportunities
- Stable returns over 10 years
- Tax benefits on premiums paid
- Rising demand for insurance products
- Strong brand reputation
- Potential for capital appreciation
Risks ⚠️
- Market volatility impacts returns
- Regulatory changes may affect operations
- Interest rate fluctuations
- Limited liquidity in secondary market
- Economic downturn impacts sales
📊 Stock Investment Checklist (100 Points)
LIC MF ULIS Regular Premium Uniform Cover HY 10Y(IDCW) • Updated: 2025-10-01 06:36:28
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10BusinessHighThe sector is evolving but lacks a strong competitive moat.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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8ProfitabilityHighROE and ROCE are below industry averages, cash flow is stable.
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9ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable but liquidity ratios are concerning.
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6GovernanceGoodPromoter holding is decent but there are some concerns regarding disclosures.
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5DriversGoodLimited growth catalysts identified, execution risks are moderate.
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1TechnicalsLowWeak market sentiment and low liquidity observed.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.