Portfolio Alerts Watch List Cart

DSP Credit Risk Fund(IDCW)

Ticker: mf16978
Risky 48/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

J
JM ELSS Tax Saver Fund(IDCW)
Score 68/100 Decent
The JM ELSS Tax Saver Fund shows decent potential with a strong growth trajectory and sound fundamentals, but investors should remain cautious of execution risks.
View details
T
Tata Silver ETF FoF(IDCW Payout)
Score 56/100 Decent
The Tata Silver ETF FoF presents a decent investment opportunity with growth potential, but investors should be cautious of market volatility and execution risks.
View details
T
Tata Silver ETF FoF(IDCW)
Score 66/100 Decent
The Tata Silver ETF FoF presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and commodity price risks.
View details
S
SBI FMP-73-1226D(IDCW)
Score 48/100 Risky
The investment outlook for SBI FMP-73-1226D is cautious due to inconsistent growth and moderate profitability metrics.
View details
M
Mirae Asset Nifty200 Alpha 30 ETF FoF(IDCW)
Score 48/100 Decent
The ETF shows decent potential with a balanced approach, but investors should be cautious of valuation and execution risks.
View details
J
JM Low Duration Fund(W-IDCW)
Score 70/100 Decent
The JM Low Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of volatility in profit margins and cash flow.
View details
J
JM Low Duration Fund(FN-IDCW)
Score 68/100 Decent
The JM Low Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
View details
J
JM Low Duration Fund(DD-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
View details
D
DSP Silver ETF FoF(IDCW Reinvest)
Score 66/100 Decent
The DSP Silver ETF FoF shows decent potential with a stable outlook, driven by the growing demand for silver. However, investors should be cautious of market volatility and economic factors affecting silver prices.
View details
D
DSP Silver ETF FoF(IDCW)
Score 66/100 Decent
The DSP Silver ETF FoF(IDCW) presents a decent investment opportunity with potential for growth, but investors should be cautious of market volatility and execution risks.
View details
S
Sundaram Short Duration Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
View details
P
PGIM India Ultra Short Duration Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces challenges in governance and growth drivers.
View details
P
PGIM India Ultra Short Duration Fund(W-IDCW)
Score 48/100 Decent
The fund shows moderate performance metrics but lacks strong growth prospects, making it a cautious investment.
View details
P
PGIM India Ultra Short Duration Fund(DD-IDCW)
Score 48/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
View details
L
LIC MF Medium to Long Duration Fund(IDCW)
Score 62/100 Decent
The fund shows decent potential but lacks strong growth drivers and profitability metrics.
View details
L
LIC MF Medium to Long Duration Fund(Q-IDCW)
Score 68/100 Decent
The LIC MF Medium to Long Duration Fund shows decent potential but faces challenges in growth consistency and valuation metrics.
View details

Business Overview

DSP Credit Risk Fund (IDCW) is a dynamic mutual fund designed for investors seeking to enhance their portfolio with fixed-income securities while managing credit risk. Ideal for risk-tolerant investors looking for potentially higher returns than traditional debt funds, this fund focuses on investing in lower-rated corporate bonds. It matters because it offers diversification and the potential for better yields in a low-interest-rate environment.

  • Targeted at risk-tolerant investors
  • Focus on lower-rated corporate bonds
  • Potential for higher returns
  • Diversification in fixed-income investments
  • Managed by experienced professionals
  • Regular income through IDCW option

Investment Thesis

DSP Credit Risk Fund stands out due to its strong promoter credibility, which instills investor confidence. The fund is well-positioned to capitalize on the growing digital services sector, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking stable returns.

  • Strong backing from the reputable DSP Group enhances trust and reliability.
  • Significant growth opportunities in the expanding digital services market.
  • Attractive valuation compared to similar funds, offering potential for higher returns.
  • Proven track record in managing credit risk effectively.
  • Focus on quality assets ensures a balanced risk-reward profile.

Opportunity vs Risk

Opportunities
  • Potential for steady income
  • Diversification in fixed income
  • Low correlation with equities
  • Tax benefits on long-term gains
Risks ⚠️
  • Credit defaults on bonds
  • Interest rate fluctuations
  • Liquidity concerns in market
  • Market volatility impact on NAV

Peer Perspective

DSP Credit Risk Fund trades at a slight premium compared to peers like HDFC Credit Risk Fund and ICICI Credit Risk Fund. A sustained improvement in credit quality and margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
DSP Credit Risk Fund(IDCW) • Updated: 2025-10-01 01:55:03
  • 10
    Business
    High
    The credit risk sector is evolving but faces challenges in terms of regulatory changes and market volatility.
  • 10
    Growth
    High
    Revenue growth has been inconsistent due to fluctuating interest rates and economic conditions.
  • 8
    Profitability
    High
    ROE and ROCE are moderate, with cash flow being impacted by market conditions.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers but show limited upside potential.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about transparency in disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present in current market conditions.
  • 1
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
The DSP Credit Risk Fund faces significant challenges and risks that may hinder its performance in the near term. Caution is advised for potential investors.