Aditya Birla SL CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund(IDCW)

Ticker: mf17609
Decent 48/100

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Business Overview

The Aditya Birla SL CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund is a well-structured investment option designed for conservative investors seeking stable returns. This fund primarily invests in a mix of state development loans (SDLs) and high-rated public sector undertakings (PSUs), ensuring a balanced risk-reward profile. It is ideal for those looking to diversify their portfolio while benefiting from the safety of government-backed securities and AAA-rated bonds.

  • Targeted at conservative investors
  • Invests in SDLs and AAA-rated PSUs
  • Offers a balanced risk-reward profile
  • Aims for stable returns over the medium term
  • Ideal for portfolio diversification
  • Managed by a trusted financial institution

Investment Thesis

Investing in the Aditya Birla SL CRISIL Index Fund offers exposure to a robust promoter group known for credibility and stability. The growth potential in digital services enhances future returns, while its attractive valuation compared to peers makes it a compelling choice for investors seeking long-term gains.

  • Strong backing from the Aditya Birla Group, ensuring trust and reliability.
  • Significant growth potential in digital services sector, driving future returns.
  • Attractive valuation compared to peer funds, presenting a solid entry point.
  • Diversified exposure to SDL and AAA PSU bonds, reducing risk.
  • Ideal for conservative investors seeking steady income with growth potential.

Opportunity vs Risk

Opportunities
  • Diversified exposure to SDL and PSU bonds
  • Potential for steady income generation
  • Suitable for conservative investors
  • Low correlation with equity markets
  • Inflation protection through bond holdings
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from PSU bonds
  • Market volatility affects NAV
  • Limited liquidity compared to equities
  • Regulatory changes may impact performance
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL CRISIL IBX 60:40 SDL + AAA PSU Apr 2026 Index Fund(IDCW) • Updated: 2025-10-01 01:05:29
  • 10
    Business
    High
    The fund is invested in a mix of SDL and AAA PSU bonds, which are stable but may lack high growth potential.
  • 10
    Growth
    High
    The growth in revenue and profits is consistent but limited due to the nature of fixed income investments.
  • 8
    Profitability
    High
    ROE and ROCE are stable but not exceptional, reflecting the conservative nature of the fund.
  • 10
    Valuation
    High
    Valuation metrics are reasonable compared to peers in the fixed income space.
  • 9
    Balance
    High
    The fund maintains a strong balance sheet with low debt levels.
  • 7
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency in disclosures.
  • 6
    Drivers
    Good
    Growth drivers are limited; primarily dependent on interest rate movements.
  • 6
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund presents a decent investment opportunity for conservative investors seeking stability, but growth potential is limited.