Navi Large & Midcap Fund (H-IDCW Payout) is an open-ended equity mutual fund designed for investors seeking long-term capital appreciation through a diversified portfolio of large and mid-cap stocks. This fund is ideal for those looking to balance growth potential with stability in their investments. It matters as it offers a systematic approach to wealth creation while managing risk effectively.

Focus on large and mid-cap stocks
Ideal for long-term investors
Diversified investment strategy
Potential for high capital appreciation
Regular income through IDCW payouts
Managed by experienced professionals

Investment Thesis

Navi Large & Midcap Fund stands out with a credible promoter group, a robust digital services growth trajectory, and attractive valuations compared to its peers. This fund is well-positioned to capitalize on market opportunities, making it a compelling choice for retail investors seeking long-term gains.

Strong promoter group with a proven track record in financial services.
Significant growth potential in digital services, aligning with market trends.
Attractive valuation metrics compared to peer funds, enhancing return prospects.
Diversified portfolio focusing on large and midcap stocks for balanced risk.
Commitment to transparency and investor-friendly practices.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversified investment across sectors
Potential for long-term capital growth
Experienced fund management team

Risks ⚠️

Market volatility impacts returns
Sector concentration risk
Economic downturns affect performance
Regulatory changes may impact fund

Peer Perspective

Navi Large & Midcap Fund trades at a slight premium compared to peers like HDFC Midcap Opportunities and Axis Growth Opportunities. A sustained improvement in margin stability could trigger a rerating in its valuation.

📊 Stock Investment Checklist (100 Points)

Navi Large & Midcap Fund(H-IDCW Payout) • Updated: 2025-10-01 06:43:32

10

Business
High

The fund is positioned in a future-ready sector with a clear investment model.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
8

Valuation
High

P/E and P/B ratios are reasonable compared to peers, indicating fair valuation.
7

Balance
High

Debt/equity ratio is manageable, with adequate reserves and liquidity.
6

Governance
Good

Promoter holding is stable, but there are minor concerns regarding pledging.
5

Drivers
Good

Growth catalysts are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 66 / 100 • Decent

The fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.