UTI Liquid Fund(H-IDCW)

Ticker: mf14214
Decent 70/100

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Business Overview

UTI Liquid Fund (H-IDCW) is a premier investment option designed for individuals seeking liquidity and stable returns. Ideal for conservative investors, this fund aims to provide a safe avenue for short-term investments while maintaining capital preservation. With a focus on high-quality debt instruments, it offers a reliable solution for parking surplus funds. This fund is particularly beneficial for those looking to manage cash flow effectively while earning potential returns.

  • Designed for conservative investors
  • Focuses on high-quality debt instruments
  • Offers liquidity and capital preservation
  • Ideal for short-term investment needs
  • Helps in effective cash flow management

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Tax-efficient investment option
  • Liquidity for short-term needs
  • Diversified portfolio exposure
  • Professional fund management
Risks ⚠️
  • Market fluctuations impact returns
  • Interest rate risk
  • Credit risk from underlying assets
  • Regulatory changes affecting funds
  • Inflation eroding real returns
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(H-IDCW) • Updated: 2025-10-01 22:28:40
  • 10
    Business
    High
    Liquid funds are generally considered stable, but competition is high.
  • 10
    Growth
    High
    Consistent growth in AUM but market saturation is a concern.
  • 10
    Profitability
    High
    Moderate ROE and OCF, but net profit margins are under pressure.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, but limited upside.
  • 8
    Balance
    High
    Strong liquidity but moderate debt levels.
  • 7
    Governance
    High
    Good promoter holding, but some concerns over transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts in a competitive environment.
  • 3
    Technicals
    Low
    Weak momentum and liquidity issues observed.
Final Score & Verdict
Score 70 / 100 • Decent
UTI Liquid Fund shows decent stability and growth potential, but faces challenges in a competitive landscape.