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Nippon India Overnight Fund(DD-IDCW)

Ticker: mf14776
Decent 70/100

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I
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Score 72/100 Decent
The ICICI Pru Innovation Fund shows a decent investment potential with good growth prospects and a strong balance sheet, though some risks remain.
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I
ICICI Pru Innovation Fund(IDCW)
Score 66/100 Decent
The ICICI Pru Innovation Fund shows decent potential with a balanced risk-reward profile, but investors should remain cautious of execution risks and market volatility.
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N
Nippon India Banking & Financial Services Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with solid growth and profitability metrics, but valuation concerns and governance issues warrant caution.
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H
HDFC Credit Risk Debt Fund-(Q-IDCW Reinv)
Score 48/100 Risky
The fund presents several risks with limited growth potential and inconsistent performance metrics.
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H
HDFC Credit Risk Debt Fund-(IDCW-Reinv)
Score 68/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and profitability metrics. Caution is advised.
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H
HDFC Credit Risk Debt Fund-(IDCW)
Score 71/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and moderate profitability metrics. Caution is advised.
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H
HDFC Credit Risk Debt Fund-(Q-IDCW)
Score 66/100 Decent
The HDFC Credit Risk Debt Fund shows decent potential with a solid growth trajectory and manageable risks.
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N
Nippon India Multi Asset Allocation Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with a diversified approach, but there are areas that require attention, especially in governance and execution risks.
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B
Bandhan ELSS Tax Saver Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with growth opportunities, but faces challenges in profitability and valuation.
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A
Axis Ultra Short Duration Fund(M-IDCW)
Score 68/100 Decent
The Axis Ultra Short Duration Fund shows decent potential but faces challenges in profitability and valuation metrics. Investors should be cautious.
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A
Axis Ultra Short Duration Fund(DD-IDCW)
Score 68/100 Decent
The Axis Ultra Short Duration Fund shows decent potential but faces challenges in profitability and governance that could impact future performance.
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A
Axis Ultra Short Duration Fund(W-IDCW)
Score 48/100 Decent
The fund shows potential with decent growth and profitability metrics, but faces challenges in execution and market sentiment.
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A
Axis Ultra Short Duration Fund(IDCW)
Score 63/100 Decent
The Axis Ultra Short Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of liquidity and execution challenges.
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S
Sundaram Aggressive Hybrid Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth and reasonable valuations, but attention to liquidity and execution risks is necessary.
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S
Sundaram Large and Mid Cap Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management.
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B
Bandhan Low Duration Fund(Q-IDCW)
Score 66/100 Decent
The fund shows potential for moderate returns, but investors should be cautious of the risks involved.
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Business Overview

Nippon India Overnight Fund (DD-IDCW) is a debt mutual fund designed for conservative investors looking for a safe parking option for their short-term surplus funds. It primarily invests in overnight securities, ensuring liquidity and minimal risk. This fund is ideal for individuals seeking stability while earning better returns than traditional savings accounts. It matters as it provides an efficient way to manage cash flow while maintaining capital security.

  • Low-risk investment option
  • Ideal for short-term parking of funds
  • Offers liquidity and easy access
  • Potentially higher returns than savings accounts
  • Managed by a trusted fund house
  • Suitable for conservative investors

Investment Thesis

Nippon India Overnight Fund (DD-IDCW) stands out due to its strong promoter credibility and robust digital services growth potential. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stability and growth in the mutual fund space.

  • Backed by the reputable Nippon Life Insurance, ensuring strong promoter credibility.
  • Significant growth in digital services, catering to the evolving investor landscape.
  • Attractive valuation metrics compared to industry peers, enhancing return potential.
  • Focus on overnight investments provides safety and liquidity for investors.
  • Consistent performance track record, instilling confidence among retail investors.

Opportunity vs Risk

Opportunities
  • Stable returns in overnight funds
  • Low risk compared to equities
  • Ideal for short-term investments
  • Liquidity for quick access
  • Tax efficiency for debt funds
Risks ⚠️
  • Interest rate fluctuations
  • Limited capital appreciation potential
  • Inflation impact on real returns
  • Regulatory changes affecting funds
  • Market volatility affecting debt instruments

Peer Perspective

Nippon India Overnight Fund trades at a slight premium compared to peers like HDFC Overnight Fund and ICICI Prudential Overnight Fund. A rerating could occur with consistent margin stability and improved liquidity management.
📊 Stock Investment Checklist (100 Points)
Nippon India Overnight Fund(DD-IDCW) • Updated: 2025-10-01 06:52:29
  • 10
    Business
    High
    The fund operates in a stable sector with a clear model but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is not consistently higher than net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 8
    Balance
    High
    Debt levels are manageable, and liquidity is adequate.
  • 7
    Governance
    High
    Promoter holding is stable, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with some execution risks.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
The Nippon India Overnight Fund shows decent potential with stable growth and manageable risks, but lacks strong competitive advantages and growth drivers.