UTI Low Duration Fund(W-IDCW)

Ticker: mf15251
Decent 68/100

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Business Overview

UTI Low Duration Fund (W-IDCW) is designed for conservative investors seeking stable returns with a moderate risk profile. This fund invests in a mix of short to medium-term debt instruments, making it ideal for individuals looking to park their money for a shorter duration while earning attractive yields. With a focus on capital preservation, it serves as a reliable option for those wanting liquidity and steady income.

  • Ideal for conservative investors
  • Focus on short to medium-term debt instruments
  • Offers potential for stable returns
  • Suitable for short-duration investment needs
  • Emphasizes capital preservation and liquidity

Investment Thesis

UTI Low Duration Fund (W-IDCW) stands out due to its strong promoter credibility, a robust growth trajectory in digital services, and attractive valuations compared to peers. This fund offers a compelling investment opportunity for retail investors seeking stability and growth in their portfolios.

  • Backed by UTI Asset Management, a trusted name in the Indian financial landscape.
  • Digital services are expanding rapidly, enhancing investor engagement and accessibility.
  • Valuations remain attractive relative to similar funds, providing a potential upside.
  • Focus on low-duration assets mitigates interest rate risk, appealing to conservative investors.
  • Consistent performance track record reinforces confidence in fund management.

Opportunity vs Risk

Opportunities
  • Stable returns in low interest rates
  • Diversification for fixed income portfolio
  • Potential tax benefits on dividends
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Market volatility affects fund performance
  • Credit risk from underlying securities
📊 Stock Investment Checklist (100 Points)
UTI Low Duration Fund(W-IDCW) • Updated: 2025-10-01 15:48:45
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, indicating strong profitability.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, with good liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable, with adequate disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The UTI Low Duration Fund shows decent potential with stable growth and profitability metrics, but some execution risks need to be monitored.