UTI Low Duration Fund(DD-IDCW)

Ticker: mf15252
Decent 68/100

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Business Overview

The UTI Low Duration Fund (DD-IDCW) is designed for conservative investors seeking stable returns with moderate risk. This fund primarily invests in debt and money market instruments with a duration of 6 to 12 months, making it ideal for those looking to park their money for a short to medium term. Its focus on liquidity and capital preservation ensures that investors can access their funds when needed while earning reasonable returns.

  • Suitable for conservative investors
  • Focuses on short to medium-term investments
  • Invests in low-risk debt instruments
  • Offers liquidity and capital preservation
  • Ideal for parking funds with stable returns

Investment Thesis

UTI Low Duration Fund stands out due to its strong promoter group and credibility, coupled with a significant growth runway in digital services. Its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking stability and growth in their portfolios.

  • Backed by UTI Asset Management Company, a trusted name in the Indian financial sector.
  • Strong digital services growth, enhancing accessibility and customer engagement.
  • Attractive valuation metrics compared to similar funds, offering potential for higher returns.
  • Focus on low duration assets minimizes interest rate risk, appealing to conservative investors.
  • Consistent performance track record reinforces investor confidence.

Opportunity vs Risk

Opportunities
  • Stable income generation potential
  • Diversification in fixed income
  • Low interest rate sensitivity
  • Tax efficiency for investors
Risks ⚠️
  • Market volatility impact
  • Interest rate fluctuations
  • Credit risk from bonds
  • Liquidity concerns in downturns
📊 Stock Investment Checklist (100 Points)
UTI Low Duration Fund(DD-IDCW) • Updated: 2025-10-01 22:30:04
  • 10
    Business
    High
    The fund operates in a stable fixed income sector, but faces competition.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not compelling.
  • 7
    Balance
    High
    Moderate debt levels, liquidity is adequate.
  • 6
    Governance
    Good
    Promoter holding is stable, but transparency could improve.
  • 5
    Drivers
    Good
    Limited growth catalysts, execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, liquidity is average.
Final Score & Verdict
Score 68 / 100 • Decent
The UTI Low Duration Fund shows decent potential but faces several risks that could impact performance.