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UTI Gilt Fund with 10 year Constant Duration(F-IDCW)

Ticker: mf17167

Decent 70/100

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More Options

UTI Gilt Fund with 10 year Constant Duration(Q-IDCW)

Score 68/100 Decent

The UTI Gilt Fund shows decent stability and growth potential, but faces challenges in profitability and valuation compared to peers.

UTI Gilt Fund with 10 year Constant Duration(A-IDCW)

Score 48/100 Decent

The UTI Gilt Fund shows decent potential but is subject to interest rate risks and market volatility.

UTI Gilt Fund with 10 year Constant Duration(H-IDCW)

Score 72/100 Decent

UTI Gilt Fund is a decent investment option for conservative investors seeking stability in fixed income, but potential investors should be cautious of interest rate risks.

Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund(IDCW)

Score 70/100 Decent

The fund is a stable investment option with moderate returns, suitable for conservative investors.

Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Short Duration Index Fund(IDCW)

Score 48/100 Decent

The fund shows potential but carries some risks due to inconsistent growth and market sentiment.

Bandhan Long Duration Fund(IDCW)

Score 48/100 Decent

The fund has potential but faces challenges in growth consistency and profitability metrics.

Bandhan Long Duration Fund(IDCW Reinvest)

Score 66/100 Decent

The fund shows potential but is hindered by inconsistent growth and valuation concerns. Caution is advised.

Union Gilt Fund(A-IDCW Payout)

Score 48/100 Risky

The fund shows several weaknesses in growth, profitability, and market sentiment, indicating a risky investment.

Union Gilt Fund(H-IDCW Payout)

Score 68/100 Decent

The fund shows decent stability with moderate growth potential, but faces challenges in profitability and valuation compared to peers.

Union Gilt Fund(A-IDCW)

Score 70/100 Decent

The fund shows decent stability but lacks strong growth prospects and technical momentum.

Union Gilt Fund(H-IDCW)

Score 68/100 Decent

The Union Gilt Fund shows moderate potential but faces challenges in growth and profitability metrics.

Motilal Oswal Active Momentum Fund(IDCW)

Score 63/100 Decent

The fund shows potential for growth but comes with certain risks and inconsistencies that need to be monitored.

SBI FMP-52-1848D(IDCW)

Score 48/100 Risky

The stock presents several risks with inconsistent growth and average profitability metrics, making it a risky investment at this time.

Motilal Oswal Quant Fund(IDCW)

Score 68/100 Decent

The fund shows decent potential with consistent growth and profitability metrics, but some risks in execution and valuation metrics should be monitored.

Kotak Nifty Smallcap 50 Index Fund(IDCW)

Score 66/100 Decent

The Kotak Nifty Smallcap 50 Index Fund shows decent potential with moderate risks, suitable for investors looking for smallcap exposure.

Kotak Nifty Smallcap 50 Index Fund(IDCW Payout)

Score 56/100 Decent

The Kotak Nifty Smallcap 50 Index Fund has potential for growth but comes with significant risks and variability in performance.

Business Overview

UTI Gilt Fund with 10 Year Constant Duration (F-IDCW) is a debt mutual fund that primarily invests in government securities, making it a safe investment choice for conservative investors. Ideal for individuals seeking stable returns with low risk, this fund aims to protect capital while providing consistent income. With a focus on long-term investments, it is suitable for those looking to diversify their portfolio and hedge against market volatility.

Invests primarily in government securities
Low-risk investment option
Ideal for conservative investors
Offers stable returns over the long term
Helps in portfolio diversification
Hedges against market volatility

Investment Thesis

UTI Gilt Fund stands out as a compelling investment option due to its strong backing from a reputable promoter group, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions it well for both stability and growth in the long run.

Strong credibility from UTI Asset Management, a trusted name in the industry.
Digital services are expanding, enhancing accessibility and investor engagement.
Valuation metrics indicate potential for upside compared to similar funds.
Consistent performance history adds to investor confidence.
Focus on gilt securities offers safety amidst market volatility.

Opportunity vs Risk

Opportunities

Stable returns in a low-interest environment
Potential for capital appreciation
Tax benefits on long-term investments
Diversification in fixed income portfolio
Strong historical performance track record

Risks ⚠️

Interest rate fluctuations impact returns
Credit risk from bond issuers
Inflation may erode purchasing power
Market volatility affecting bond prices
Liquidity risk in certain market conditions

📊 Stock Investment Checklist (100 Points)

UTI Gilt Fund with 10 year Constant Duration(F-IDCW) • Updated: 2025-10-01 07:45:18

10

Business
High

Government securities are stable but face competition from other fixed income instruments.
10

Growth
High

Consistent growth in AUM, but limited by interest rate fluctuations.
10

Profitability
High

Moderate ROE and ROCE, but cash flow is stable.
10

Valuation
High

Valuation metrics are reasonable compared to peers.
8

Balance
High

Strong liquidity position with low debt.
7

Governance
High

Good promoter holding, but some concerns over transparency.
5

Drivers
Good

Interest rate changes are a significant risk.
3

Technicals
Low

Weak momentum and liquidity in the current market.

Final Score & Verdict

Score 70 / 100 • Decent

UTI Gilt Fund is a decent investment option for conservative investors seeking stability, but it carries risks associated with interest rate movements.