Union Gilt Fund(A-IDCW Payout)

Ticker: mf17181
Risky 48/100

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Business Overview

Union Gilt Fund (A-IDCW Payout) is a debt mutual fund that primarily invests in government securities, making it a safe choice for conservative investors. It is designed for individuals seeking stable returns with low risk, particularly in uncertain market conditions. This fund aims to provide regular income while preserving capital, making it ideal for retirees or those looking for a steady cash flow. With a focus on safety and liquidity, it stands out as a reliable investment option in the Indian market.

  • Invests primarily in government securities
  • Ideal for conservative investors
  • Provides stable and regular income
  • Low risk, suitable for uncertain markets
  • Preserves capital while offering liquidity

Opportunity vs Risk

Opportunities
  • Stable income through regular payouts
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Tax benefits on long-term gains
  • Investing in government securities
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility affecting NAV
  • Liquidity concerns during redemption
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
Union Gilt Fund(A-IDCW Payout) • Updated: 2025-10-01 21:58:34
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over the past few years.
  • 9
    Profitability
    High
    ROE and ROCE are below industry averages.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Debt levels are manageable but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent but there are some pledging issues.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The fund shows several weaknesses in growth, profitability, and market sentiment, indicating a risky investment.