UTI FTIF-XXXV-III(1176D)(Q-IDCW)

Ticker: mf17613
Decent 66/100

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Business Overview

UTI FTIF-XXXV-III(1176D)(Q-IDCW) is a fixed-term income fund designed for conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking to diversify their portfolio with low-risk investments while enjoying periodic income distributions. It matters because it provides a structured approach to wealth creation with capital preservation. With professional management and a focus on fixed-income securities, this fund aims to deliver consistent performance and peace of mind for investors.

  • Designed for conservative investors
  • Focus on stable, fixed-income returns
  • Ideal for portfolio diversification
  • Periodic income distributions
  • Professionally managed for optimal performance

Investment Thesis

UTI FTIF-XXXV-III stands out due to its strong promoter credibility, robust growth potential in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for Indian retail investors seeking long-term gains.

  • Strong backing from UTI Asset Management, a reputable and trusted promoter group.
  • Significant growth potential in digital services, aligning with market trends.
  • Attractive valuation metrics compared to industry peers, offering a favorable entry point.
  • Focus on innovation and technology enhances competitive advantage.
  • Consistent performance history, instilling confidence in future returns.

Opportunity vs Risk

Opportunities
  • Strong historical performance
  • Diversified investment portfolio
  • Potential for tax benefits
  • Growing investor interest
  • Stable dividend payouts
Risks ⚠️
  • Market volatility impact
  • Regulatory changes
  • Interest rate fluctuations
  • Economic downturn risks
  • Limited liquidity
📊 Stock Investment Checklist (100 Points)
UTI FTIF-XXXV-III(1176D)(Q-IDCW) • Updated: 2025-10-01 07:44:54
  • 10
    Business
    High
    The sector is evolving with a clear model but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been consistent, but profit growth shows volatility.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns regarding disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks are significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The stock shows decent potential with some growth opportunities, but risks remain due to execution and market conditions.