UTI FTIF-XXXV-III(1176D)(Q-IDCW)
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Business Overview
UTI FTIF-XXXV-III(1176D)(Q-IDCW) is a fixed-term income fund designed for conservative investors seeking stable returns over a defined period. This fund is ideal for individuals looking to diversify their portfolio with low-risk investments while enjoying periodic income distributions. It matters because it provides a structured approach to wealth creation with capital preservation. With professional management and a focus on fixed-income securities, this fund aims to deliver consistent performance and peace of mind for investors.
- Designed for conservative investors
- Focus on stable, fixed-income returns
- Ideal for portfolio diversification
- Periodic income distributions
- Professionally managed for optimal performance
Investment Thesis
UTI FTIF-XXXV-III stands out due to its strong promoter credibility, robust growth potential in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for Indian retail investors seeking long-term gains.
- Strong backing from UTI Asset Management, a reputable and trusted promoter group.
- Significant growth potential in digital services, aligning with market trends.
- Attractive valuation metrics compared to industry peers, offering a favorable entry point.
- Focus on innovation and technology enhances competitive advantage.
- Consistent performance history, instilling confidence in future returns.
Opportunity vs Risk
- Strong historical performance
- Diversified investment portfolio
- Potential for tax benefits
- Growing investor interest
- Stable dividend payouts
- Market volatility impact
- Regulatory changes
- Interest rate fluctuations
- Economic downturn risks
- Limited liquidity
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10BusinessHighThe sector is evolving with a clear model but lacks a strong moat.
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10GrowthHighRevenue growth has been consistent, but profit growth shows volatility.
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10ProfitabilityHighROE and ROCE are decent, but OCF is inconsistent compared to net profit.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are some concerns regarding disclosures.
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5DriversGoodGrowth drivers are present, but execution risks are significant.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.