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UTI Banking & PSU Fund(A-IDCW)

Ticker: mf16178
Decent 68/100

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U
UTI Banking & PSU Fund(H-IDCW)
Score 68/100 Decent
The UTI Banking & PSU Fund shows decent potential with stable growth and profitability metrics, but some governance concerns and execution risks should be monitored.
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U
UTI Banking & PSU Fund(IDCW)
Score 68/100 Decent
The fund shows potential in a stable sector but faces challenges in growth consistency and valuation metrics.
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L
LIC MF Balanced Advantage Fund(IDCW)
Score 68/100 Decent
The LIC MF Balanced Advantage Fund shows potential but faces challenges in growth consistency and valuation metrics.
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M
Mahindra Manulife Manufacturing Fund(IDCW)
Score 48/100 Decent
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.
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M
Mahindra Manulife Manufacturing Fund(IDCW Payout)
Score 68/100 Decent
The fund shows potential in the manufacturing sector but faces challenges in growth consistency and valuation metrics.
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A
Aditya Birla SL Special Opp Fund(IDCW-Reinv)
Score 68/100 Decent
The fund shows decent potential with a solid growth trajectory and manageable risks, making it a reasonable investment option.
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A
Aditya Birla SL Special Opp Fund(IDCW)
Score 66/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious about execution risks.
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I
Invesco India Short Duration Fund(W-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating potential risks for investors.
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I
Invesco India Short Duration Fund(M-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability, making it a risky investment at this time.
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I
Invesco India Short Duration Fund(DD-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
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I
Invesco India Short Duration Fund(IDCW)
Score 48/100 Risky
The fund shows potential but faces significant risks and lacks strong growth drivers.
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J
JM Aggressive Hybrid Fund(H-IDCW)
Score 48/100 Decent
The fund shows potential but has several areas of concern that need to be addressed for better performance.
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J
JM Aggressive Hybrid Fund(Q-IDCW)
Score 48/100 Decent
The fund shows decent potential with a balanced approach, but investors should be cautious of execution risks.
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J
JM Aggressive Hybrid Fund(M-IDCW)
Score 66/100 Decent
The JM Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, though some risks are present.
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J
JM Aggressive Hybrid Fund(A-IDCW)
Score 68/100 Decent
The JM Aggressive Hybrid Fund shows potential for growth with a decent risk profile, but investors should remain cautious of execution risks.
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J
JM Aggressive Hybrid Fund(IDCW)
Score 68/100 Decent
The JM Aggressive Hybrid Fund shows decent potential with consistent growth and manageable risks, making it a reasonable investment choice.
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Business Overview

The UTI Banking & PSU Fund (A-IDCW) is a mutual fund designed for investors seeking stable returns through investments in banking and public sector undertakings. This fund is ideal for risk-averse investors looking for a balanced approach to wealth creation while benefiting from the growth potential of the banking sector. With a focus on high-quality assets, it aims to provide steady income along with capital appreciation. Investing in this fund allows you to tap into the robust Indian financial sector while maintaining a conservative risk profile.

  • Targeted at risk-averse investors
  • Focus on banking and PSU sectors
  • Potential for steady income and capital growth
  • Managed by experienced fund managers
  • Diversification to mitigate risks

Opportunity vs Risk

Opportunities
  • Strong government support for PSUs
  • Diversification across banking sectors
  • Potential for steady dividends
  • Long-term growth in infrastructure
  • Rising financial inclusion in India
Risks ⚠️
  • Market volatility affecting performance
  • Regulatory changes impacting PSUs
  • Interest rate fluctuations
  • Economic slowdown risks
  • High exposure to public sector banks
📊 Stock Investment Checklist (100 Points)
UTI Banking & PSU Fund(A-IDCW) • Updated: 2025-10-01 07:39:55
  • 10
    Business
    High
    Banking and PSU sectors are essential and have a stable demand.
  • 10
    Growth
    High
    Consistent revenue growth observed in the banking sector.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers.
  • 7
    Balance
    High
    Moderate debt levels and good liquidity.
  • 6
    Governance
    Good
    Promoter holding is stable with minimal pledging.
  • 5
    Drivers
    Good
    Growth drivers are present but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The UTI Banking & PSU Fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks.