ICICI Pru Multi-Asset Fund (IDCW-Payout) is a versatile investment option designed for individuals seeking a balanced approach to wealth creation. It invests across equity, debt, and gold, catering to risk-averse and moderate investors alike. This fund aims to provide steady returns while managing risk effectively, making it suitable for long-term financial goals.

Diversified investment across multiple asset classes
Ideal for risk-averse and moderate investors
Focuses on long-term wealth creation
Regular income through IDCW payout option
Managed by experienced professionals
Aligns with Indian market growth potential

Investment Thesis

ICICI Pru Multi-Asset Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing digital services landscape, providing a significant growth runway. Additionally, its attractive valuation compared to peers makes it an appealing choice for investors seeking long-term wealth creation.

Strong promoter group with a solid track record in financial services.
Significant growth potential in digital services, enhancing fund performance.
Attractive valuation compared to industry peers, offering good entry points.
Diversified asset allocation strategy reduces risk and enhances returns.
Consistent historical performance, instilling confidence in future prospects.

Opportunity vs Risk

Opportunities

Diversified asset allocation
Potential for steady income
Long-term capital appreciation
Strong management team
Growing Indian economy

Risks ⚠️

Market volatility impact
Interest rate fluctuations
Regulatory changes
Performance against benchmarks
Liquidity concerns in downturns

Peer Perspective

ICICI Pru Multi-Asset Fund trades at a slight premium compared to peers like HDFC Multi-Asset and SBI Multi-Asset. A rerating may occur if it demonstrates consistent margin stability and improved growth metrics.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Multi-Asset Fund(IDCW-Payout) • Updated: 2025-10-01 22:56:49

10

Business
High

The fund operates in a diversified asset management sector, which is future-ready with a clear investment model.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are above industry averages, with healthy operating cash flow.
8

Valuation
High

Valuation metrics like P/E and P/B are in line with peers, indicating fair valuation.
7

Balance
High

Debt levels are manageable with adequate reserves and liquidity.
6

Governance
Good

Promoter holding is stable, but there are minor concerns regarding pledging.
5

Drivers
Good

Growth drivers are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The ICICI Pru Multi-Asset Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.