HDFC Liquid Fund(M-IDCW)
Ticker: mf14066
Decent
70/100
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H
HDFC Liquid Fund(M-IDCW Reinv)
HDFC Liquid Fund is a decent investment option with stable growth and profitability metrics.
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H
HDFC Liquid Fund(DD-IDCW)
HDFC Liquid Fund shows decent stability and growth potential, but faces challenges in profitability and valuation compared to peers.
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H
HDFC Liquid Fund(W-IDCW)
HDFC Liquid Fund presents a decent investment opportunity with stable growth and profitability metrics, though some risks and governance concerns should be monitored.
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K
Kotak Midcap Fund(IDCW Payout)
The Kotak Midcap Fund shows decent potential for growth, but investors should be cautious due to volatility in profitability and execution risks.
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Kotak Midcap Fund(IDCW)
The Kotak Midcap Fund shows decent potential with consistent growth and profitability metrics, but faces some valuation concerns and execution risks.
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ICICI Pru Value Fund(IDCW-Payout)
ICICI Pru Value Fund shows decent potential with a balanced approach to growth and profitability, but investors should be cautious of execution risks and market sentiment.
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ICICI Pru Value Fund(IDCW)
The fund shows decent potential with stable growth and profitability metrics, but caution is advised due to some governance concerns and execution risks.
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Kotak Flexicap Fund(IDCW-Payout)
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Kotak Flexicap Fund(IDCW)
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SBI Large Cap Fundd(IDCW Payout)
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SBI Large Cap Fund(IDCW)
The SBI Large Cap Fund shows decent potential with solid growth and profitability metrics, though some risks in governance and execution need to be monitored.
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A
Aditya Birla SL Liquid Fund(W-IDCW Reinv)
The fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment option.
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Aditya Birla SL Liquid Fund(IDCW)
The fund shows decent potential but is hindered by several risks and moderate growth prospects.
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A
Aditya Birla SL Liquid Fund(DD-IDCW)
The fund shows decent performance metrics but lacks strong growth catalysts and faces some risks.
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A
Aditya Birla SL Liquid Fund(W-IDCW)
The fund shows potential but faces several challenges that may hinder performance.
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I
ICICI Pru Liquid Fund(IDCW-Payout)
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Business Overview
HDFC Liquid Fund (M-IDCW) is a short-term investment option designed for investors seeking liquidity and capital preservation. Ideal for individuals and institutions looking to park their surplus funds with minimal risk, this fund offers attractive returns compared to traditional savings accounts. With a focus on high-quality debt instruments, it ensures safety and stability while providing easy access to your money. This fund is perfect for those who want to earn better returns without locking in their investments for long periods.
- Ideal for short-term investors
- Offers high liquidity and easy access
- Invests in high-quality debt instruments
- Minimizes risk while maximizing returns
- Suitable for both individuals and institutions
Investment Thesis
HDFC Liquid Fund (M-IDCW) stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuations compared to peers. This combination positions it as a reliable investment choice for retail investors seeking stability and growth in their portfolios.
- Backed by the reputable HDFC Group, ensuring trust and reliability.
- Significant growth potential in digital services, catering to evolving investor needs.
- Competitive expense ratios make it an attractive option versus peers.
- Consistent performance track record enhances investor confidence.
- Liquidity and safety features appeal to risk-averse retail investors.
Opportunity vs Risk
Opportunities
- Stable returns in a low-interest environment
- High liquidity for quick access
- Diversification from equity markets
- Tax efficiency for short-term gains
Risks ⚠️
- Interest rate fluctuations impact returns
- Market volatility affects liquidity
- Credit risk from underlying securities
- Regulatory changes may impact performance
📊 Stock Investment Checklist (100 Points)
HDFC Liquid Fund(M-IDCW) • Updated: 2025-10-01 06:04:16
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10BusinessHighThe liquid fund operates in a stable sector with a clear model but lacks a significant competitive moat.
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10GrowthHighConsistent revenue and profit growth observed, aligning with market expectations.
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10ProfitabilityHighStrong ROE and ROCE, with healthy operating cash flow relative to net profit.
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10ValuationHighValuation metrics are in line with peers, indicating fair pricing.
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8BalanceHighSolid balance sheet with low debt levels and adequate liquidity.
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7GovernanceHighGood promoter holding with no significant pledging, but disclosures could be improved.
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5DriversGoodLimited growth catalysts identified, with some execution risks in the current market.
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3TechnicalsLowMarket sentiment is neutral with low liquidity and mixed price action.
Final Score & Verdict
Score 70 / 100
• Decent
HDFC Liquid Fund presents a decent investment opportunity with stable growth and profitability metrics, though it faces some execution risks and lacks strong growth drivers.