Kotak Multicap Fund (IDCW Payout) is a diversified equity mutual fund that invests across large, mid, and small-cap stocks, making it suitable for investors seeking long-term capital appreciation with a balanced risk profile. This fund is ideal for those looking to diversify their investment portfolio while enjoying regular income through dividend payouts. Its strategic allocation across various sectors helps in mitigating risks and capitalizing on growth opportunities in the Indian market.

Diversified investment across market caps
Ideal for long-term capital appreciation
Regular income through dividend payouts
Mitigates risk with strategic sector allocation
Managed by experienced fund managers

Investment Thesis

Kotak Multicap Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling choice for investors seeking long-term capital appreciation.

Strong backing from the reputable Kotak Mahindra Group enhances investor confidence.
Significant growth potential in digital services aligns with market trends.
Current valuation presents an attractive entry point relative to industry competitors.
Diversified investment strategy mitigates risks and captures various market opportunities.
Proven track record of performance reinforces its appeal for retail investors.

Opportunity vs Risk

Opportunities

Diversified portfolio reduces risk
Strong historical performance
Potential for high returns
Experienced fund management
Attractive dividend payouts

Risks ⚠️

Market volatility affects returns
Sector concentration risks
Regulatory changes impact funds
Economic downturns may hurt performance
Management fees can reduce gains

Peer Perspective

Kotak Multicap Fund trades at a slight premium compared to peers like SBI Mutual Fund and HDFC Mutual Fund. A rerating could occur if it demonstrates consistent margin stability and accelerates growth in its portfolio.

📊 Stock Investment Checklist (100 Points)

Kotak Multicap Fund(IDCW Payout) • Updated: 2025-10-01 03:41:45

10

Business
High

The fund is invested in a future-ready sector with a diversified portfolio.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

Strong ROE and ROCE, but OCF shows some volatility.
8

Valuation
High

Valuation metrics are slightly above peers, indicating potential overvaluation.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
9

Governance
High

Promoter holding is strong with minimal pledging.
6

Drivers
Good

Growth drivers are present but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 72 / 100 • Decent

The Kotak Multicap Fund shows decent potential with a balanced approach to growth and profitability, though some risks and valuation concerns exist.