LIC MF Banking & PSU Fund(DD-IDCW)

Ticker: mf15576
Decent 68/100

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Business Overview

LIC MF Banking & PSU Fund (DD-IDCW) is a mutual fund focused on investments in banking and public sector undertakings, making it an ideal choice for conservative investors seeking stable returns. This fund aims to provide capital appreciation while ensuring regular income through dividend distribution. With a strong backing from LIC Mutual Fund, it offers a trusted avenue for wealth creation in the dynamic Indian financial landscape.

  • Focuses on banking and PSU sectors
  • Ideal for conservative investors
  • Aims for capital appreciation and regular income
  • Strong backing from LIC Mutual Fund
  • Diversified investment portfolio
  • Managed by experienced professionals

Investment Thesis

LIC MF Banking & PSU Fund stands out due to its strong promoter backing, leveraging LIC's credibility in the financial sector. With a robust growth trajectory in digital services, this fund is well-positioned to capitalize on the evolving banking landscape. Additionally, its attractive valuation compared to peers makes it a compelling investment opportunity.

  • Strong backing from LIC, enhancing trust and stability.
  • Significant growth potential in digital banking services.
  • Attractive valuation metrics compared to industry peers.
  • Focus on quality PSU and banking stocks for steady returns.
  • Diversified portfolio reduces risk while aiming for capital appreciation.
📊 Stock Investment Checklist (100 Points)
LIC MF Banking & PSU Fund(DD-IDCW) • Updated: 2025-10-01 15:05:42
  • 10
    Business
    High
    Banking and PSU sectors are generally stable but face regulatory risks.
  • 10
    Growth
    High
    Consistent revenue growth observed in the banking sector.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF shows some volatility.
  • 8
    Valuation
    High
    P/E and P/B ratios are in line with industry averages.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is strong, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth catalysts exist, but execution risks are notable.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The LIC MF Banking & PSU Fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks and liquidity issues.