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Bank of India Small Cap Fund(IDCW)

Ticker: mf15589
Risky 48/100

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Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

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K
Kotak Multi Asset Omni FOF(IDCW Payout)
Score 72/100 Decent
The Kotak Multi Asset Omni FOF shows decent potential with moderate growth and profitability metrics, but faces challenges in valuation and execution risks.
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K
Kotak Multi Asset Omni FOF(IDCW)
Score 72/100 Decent
The Kotak Multi Asset Omni FOF shows decent potential but carries some risks that investors should consider.
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H
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund(IDCW)
Score 58/100 Decent
The fund is a decent option for conservative investors seeking stability in fixed income, but lacks growth potential.
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H
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund(IDCW Payout)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces some execution risks and governance concerns.
View details
N
Nippon India Gilt Fund-AARO
Score 68/100 Decent
The fund shows decent potential but faces challenges in growth and profitability.
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N
Nippon India Gilt Fund-ACAPO
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
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N
Nippon India Gilt Fund(M-IDCW)
Score 66/100 Decent
The Nippon India Gilt Fund shows a decent overall score with stable growth and profitability metrics, making it a reasonable investment option.
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I
ICICI Pru BSE Sensex Index Fund(IDCW-Payout)
Score 70/100 Decent
The ICICI Pru BSE Sensex Index Fund shows a decent overall score, indicating a stable investment option with moderate growth potential.
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I
ICICI Pru BSE Sensex Index Fund(IDCW)
Score 68/100 Decent
The ICICI Pru BSE Sensex Index Fund shows decent potential for investors seeking exposure to the Indian equity market, with a strong underlying index and reasonable growth prospects.
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M
Mirae Asset Low Duration Fund(DD-IDCW)
Score 68/100 Decent
The Mirae Asset Low Duration Fund shows decent potential with stable growth and a solid balance sheet, but faces challenges in profitability and governance transparency.
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M
Mirae Asset Low Duration Fund(Q-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and market sentiment.
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M
Mirae Asset Low Duration Fund(W-IDCW)
Score 68/100 Decent
The Mirae Asset Low Duration Fund shows decent potential with stable growth and profitability metrics, making it a reasonable investment choice.
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M
Mirae Asset Low Duration Fund(M-IDCW)
Score 70/100 Decent
The Mirae Asset Low Duration Fund shows decent fundamentals but faces challenges in profitability and growth drivers. It is suitable for conservative investors seeking stability.
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N
Nippon India Nifty Midcap 150 Index Fund(IDCW)
Score 58/100 Decent
The fund shows decent potential but is not without risks, particularly in governance and technicals.
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S
SBI Magnum Constant Maturity Fund(IDCW-Payout)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
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S
SBI Magnum Constant Maturity Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but faces some risks in governance and market execution.
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Business Overview

The Bank of India Small Cap Fund (IDCW) is designed for investors seeking long-term capital appreciation through investments in small-cap stocks. This fund is ideal for those willing to embrace higher risk for potentially higher returns, as small-cap companies often exhibit significant growth potential. By investing in a diversified portfolio of emerging businesses, the fund aims to capitalize on market opportunities. With a robust management team and a focus on value investing, this fund is a compelling choice for growth-oriented investors.

  • Focus on long-term capital appreciation
  • Invests in high-growth small-cap stocks
  • Diversified portfolio to mitigate risks
  • Managed by experienced professionals
  • Ideal for risk-tolerant investors
  • Opportunity to benefit from emerging market trends

Investment Thesis

Bank of India Small Cap Fund (IDCW) presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This fund is poised to leverage the expanding small-cap market, making it a strategic addition to any investor's portfolio.

  • Strong backing from Bank of India enhances credibility and trust.
  • Digital services are rapidly growing, providing a substantial growth runway.
  • Attractive valuation metrics compared to industry peers suggest potential upside.
  • Focus on small-cap investments aligns with current market trends.
  • Experienced management team ensures sound investment decisions.

Opportunity vs Risk

Opportunities
  • Strong growth in small-cap sector
  • Potential for high returns
  • Diversification benefits for portfolio
  • Increased retail investor interest
Risks ⚠️
  • Market volatility affecting small caps
  • Regulatory changes impacting banking sector
  • Economic slowdown risks
  • High competition in financial services

Peer Perspective

Bank of India Small Cap Fund trades at a slight premium compared to peers like Nippon India Small Cap Fund and SBI Small Cap Fund. A sustained growth acceleration and margin stability could trigger a rerating.

???? Future Outlook

The Bank of India Small Cap Fund has strong potential for growth, driven by a favorable market environment; however, successful execution and diligent cost control will be crucial to realize its full benefits for investors.
📊 Stock Investment Checklist (100 Points)
Bank of India Small Cap Fund(IDCW) • Updated: 2025-10-01 05:04:58
  • 10
    Business
    High
    The sector shows potential but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, indicating weaker profitability.
  • 8
    Valuation
    High
    Valuation metrics are higher compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The Bank of India Small Cap Fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.