ICICI Pru ELSS Tax Saver Fund is a tax-saving mutual fund that allows investors to grow their wealth while enjoying tax benefits under Section 80C of the Income Tax Act. Ideal for individuals looking to save taxes and build a long-term investment portfolio, this fund invests primarily in equity and equity-related instruments. With a strong track record and professional management, it aims to deliver capital appreciation over time, making it a smart choice for tax-conscious investors.

Tax benefits under Section 80C
Focus on long-term capital growth
Managed by experienced professionals
Diversified equity exposure
Suitable for tax-saving and wealth creation

Investment Thesis

ICICI Pru ELSS Tax Saver Fund stands out due to its strong promoter backing, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on India's growing investment landscape, making it a compelling choice for retail investors seeking tax-saving opportunities.

Strong credibility backed by the ICICI Group, a trusted name in financial services.
Significant growth in digital services enhances customer reach and engagement.
Attractive valuations compared to peers provide a favorable entry point.
Focus on long-term wealth creation through disciplined investment strategies.
Tax-saving benefits under Section 80C make it an ideal choice for investors.

Opportunity vs Risk

Opportunities

Tax benefits on investment
Potential for long-term capital growth
Diversified equity exposure
Systematic Investment Plan (SIP) option
Strong historical performance

Risks ⚠️

Market volatility impacts returns
Lock-in period of 3 years
Performance linked to equity market
Economic downturn risks
Management fees may reduce gains

Peer Perspective

ICICI Pru ELSS Tax Saver Fund is currently trading at a slight premium compared to peers like Axis Long Term Equity Fund and HDFC Tax Saver Fund. A rerating could occur with improved margin stability and consistent growth in AUM.

📊 Stock Investment Checklist (100 Points)

ICICI Pru ELSS Tax Saver Fund(IDCW) • Updated: 2025-10-01 22:55:43

10

Business
High

The sector is evolving with a focus on digital transformation, but competition is intense.
10

Growth
High

Revenue and profit growth have shown consistency over the past few years.
10

Profitability
High

ROE and ROCE are healthy, but OCF shows some volatility.
8

Valuation
High

Valuation metrics are slightly above peers, indicating potential overvaluation.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
9

Governance
High

Promoter holding is strong with minimal pledging, but disclosures could be more transparent.
6

Drivers
Good

Growth drivers are present, but execution risks remain a concern.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 72 / 100 • Decent

The fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and execution risks.

ICICI Pru ELSS Tax Saver Fund(IDCW)

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Business Overview

Investment Thesis

Opportunity vs Risk

Peer Perspective

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