ICICI Pru Nifty 50 Index Fund(IDCW-Payout)

The ICICI Pru Nifty 50 Index Fund (IDCW-Payout) is a passive investment option that aims to replicate the performance of the Nifty 50 Index, making it ideal for investors seeking broad market exposure. This fund is perfect for those who want to invest in India's top 50 companies without the hassle of stock selection. It matters because it offers a simple way to achieve diversification and potential long-term growth. With low expense ratios and a systematic investment approach, it’s a smart choice for both new and seasoned investors.

Passive investment tracking Nifty 50 Index
Ideal for long-term wealth creation
Low expense ratio enhances returns
Provides diversification across top companies
Suitable for both new and experienced investors

Investment Thesis

ICICI Pru Nifty 50 Index Fund stands out due to its strong backing from the reputable ICICI Group, ensuring credibility and trust. The fund is well-positioned to capitalize on the growing digital services sector, providing ample growth opportunities. Furthermore, its attractive valuation compared to peers makes it a compelling choice for investors seeking long-term gains.

Strong promoter group backing from ICICI enhances investor confidence.
Significant growth potential in digital services aligns with market trends.
Attractive valuation compared to peer index funds offers better entry points.
Diversified exposure to top Nifty 50 companies mitigates risk.
Consistent performance track record reinforces long-term investment appeal.

Opportunity vs Risk

Opportunities

Low expense ratio
Diversified Nifty 50 exposure
Long-term growth potential
Systematic investment benefits

Risks ⚠️

Market volatility impact
Limited downside protection
Interest rate fluctuations
Economic slowdown effects

Peer Perspective

ICICI Pru Nifty 50 Index Fund trades at a slight premium compared to peers like HDFC Index Fund and SBI Nifty Index Fund. A rerating could occur with sustained growth in the underlying Nifty constituents.

📊 Stock Investment Checklist (100 Points)

ICICI Pru Nifty 50 Index Fund(IDCW-Payout) • Updated: 2025-10-01 14:56:19

10

Business
High

The fund is invested in a diversified portfolio of Nifty 50 companies, which are generally in future-ready sectors.
10

Growth
High

The fund has shown consistent revenue and profit growth aligned with the Nifty 50 index.
10

Profitability
High

ROE and ROCE are in line with industry standards, but OCF has shown some volatility.
8

Valuation
High

P/E and P/B ratios are competitive compared to peers, but PEG ratio indicates potential overvaluation.
7

Balance
High

The fund maintains a healthy debt/equity ratio and liquidity position.
6

Governance
Good

Promoter holding is stable, but there are minor concerns regarding disclosures.
5

Drivers
Good

Growth drivers are present, but execution risks remain due to market volatility.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 66 / 100 • Decent

The ICICI Pru Nifty 50 Index Fund presents a decent investment opportunity with a balanced risk-reward profile, primarily driven by its alignment with the Nifty 50 index.