Union Liquid Fund
Ticker: mf12637
Decent
68/100
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Business Overview
Union Liquid Fund is a short-term investment solution designed for individuals and institutions seeking liquidity and capital preservation. Ideal for conservative investors, this fund offers a safe avenue to park funds while earning competitive returns. It plays a crucial role in financial planning by providing quick access to cash without compromising on growth potential. With a focus on high-quality debt instruments, it ensures stability and minimal risk, making it a preferred choice for those looking to manage their short-term financial needs effectively.
- Designed for liquidity and capital preservation
- Ideal for conservative investors
- Offers quick access to cash
- Invests in high-quality debt instruments
- Minimizes risk while providing competitive returns
- Supports effective short-term financial planning
Investment Thesis
Union Liquid Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a strategic choice for investors seeking stability and growth in the current market landscape.
- Backed by a reputable promoter group, ensuring trust and reliability.
- Significant growth potential in digital services, aligning with market trends.
- Valuation metrics indicate it is undervalued compared to industry peers.
- Strong liquidity management, catering to diverse investor needs.
- Consistent performance track record enhances investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns in liquid assets
- Low interest rate environment
- High liquidity for investors
- Potential tax benefits
- Diversification for portfolio
Risks ⚠️
- Market volatility impact
- Interest rate fluctuations
- Credit risk of underlying securities
- Low returns in inflationary periods
- Regulatory changes affecting funds
Peer Perspective
Union Liquid Fund trades at a slight premium compared to peers like HDFC Liquid Fund and ICICI Liquid Fund. A sustained improvement in margin stability could trigger a positive rerating in this segment.
📊 Stock Investment Checklist (100 Points)
Union Liquid Fund • Updated: 2025-09-29 15:56:47
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10BusinessHighThe sector is stable but lacks significant growth potential.
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10GrowthHighRevenue growth has been consistent but not exceptional.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
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8ValuationHighValuation metrics are average compared to peers.
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7BalanceHighBalance sheet is stable with manageable debt levels.
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6GovernanceGoodPromoter holding is good, but some concerns over disclosures.
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5DriversGoodLimited growth drivers identified, execution risks present.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
Union Liquid Fund shows decent performance with stable fundamentals but lacks strong growth catalysts.