SBI Equity Savings Fund
Ticker: mf12641
Decent
68/100
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H
HDFC Equity Savings Fund
The HDFC Equity Savings Fund shows decent potential with solid growth and profitability metrics, though some risks remain in execution and valuation.
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A
Aditya Birla SL Large & Mid Cap Fund
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M
Motilal Oswal Nasdaq 100 FOF
The fund shows potential with a decent score, but investors should be cautious of execution risks and governance concerns.
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M
Mahindra Manulife Multi Cap Fund
The Mahindra Manulife Multi Cap Fund shows potential but carries risks that need to be monitored closely.
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D
DSP Savings Fund
The DSP Savings Fund shows potential but faces challenges in profitability and governance that could impact future performance.
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S
SBI ESG Exclusionary Strategy Fund
The SBI ESG Exclusionary Strategy Fund shows potential in sustainable sectors but faces challenges in growth consistency and valuation metrics.
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W
WOC Flexi Cap Fund
The WOC Flexi Cap Fund shows decent potential with consistent growth and reasonable valuations, but investors should be cautious of execution risks and governance concerns.
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N
Nippon India Banking and PSU Fund
The fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
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H
HDFC Long Duration Debt Fund
The HDFC Long Duration Debt Fund shows decent potential with stable growth and manageable risks, making it a reasonable investment option.
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P
Parag Parikh ELSS Tax Saver Fund
The fund shows a decent potential for growth with solid fundamentals, but investors should be cautious of execution risks.
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H
HSBC Aggressive Hybrid Fund
The HSBC Aggressive Hybrid Fund shows decent potential with stable growth and profitability metrics, but caution is advised due to some risks in execution and governance.
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B
Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Flexi Cap Fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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U
UTI Nifty Next 50 Index Fund
The UTI Nifty Next 50 Index Fund presents a decent investment opportunity with growth potential, though investors should be cautious of market volatility and specific stock risks.
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A
Axis India Manufacturing Fund
The fund shows potential in the manufacturing sector but faces challenges in profitability and execution risks.
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U
UTI ULIP 10Y
UTI ULIP 10Y presents several risks with inconsistent growth and weak market sentiment, making it a risky investment.
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U
UTI ULIP
UTI ULIP shows potential but faces challenges in growth consistency and valuation. Caution is advised.
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Investment Thesis
SBI Equity Savings Fund stands out due to its strong promoter group, the State Bank of India, ensuring credibility and trust. The fund is well-positioned to capitalize on the growth of digital services in India, offering a significant runway for expansion. Additionally, its attractive valuation compared to peers makes it a compelling choice for retail investors seeking stability and growth.
- Backed by the reputable State Bank of India, ensuring strong governance.
- Significant growth potential in digital financial services sector.
- Attractive valuation compared to other equity savings funds.
- Diversified portfolio reduces risk while aiming for steady returns.
- Ideal for retail investors looking for a balanced investment approach.
Opportunity vs Risk
Opportunities
- Strong long-term growth potential
- Diversified investment across asset classes
- Tax benefits on long-term gains
- Regular income through dividends
Risks ⚠️
- Market volatility affecting returns
- Interest rate fluctuations impact bonds
- Credit risk in debt securities
- Liquidity risk during market downturns
Peer Perspective
SBI Equity Savings Fund is currently trading at a slight premium compared to peers like HDFC Equity Savings Fund and ICICI Prudential Equity Savings Fund; a focus on margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
SBI Equity Savings Fund • Updated: 2025-09-29 15:38:07
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10BusinessHighThe sector is evolving with a focus on digital banking and financial inclusion.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are stable, but cash flow is inconsistent.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is strong, but there are concerns about transparency.
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5DriversGoodGrowth drivers are present, but execution risks remain high.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The SBI Equity Savings Fund shows decent potential with stable growth and profitability metrics, but faces challenges in valuation and execution risks.