ICICI Pru Regular Savings Fund
Ticker: mf12771
Decent
48/100
☆ Add to Watchlist
More Options
I
ICICI Pru Transportation and Logistics Fund
The fund operates in a promising sector but faces challenges in profitability and valuation. Caution is advised.
View details
D
DSP Healthcare Fund
DSP Healthcare Fund shows potential for growth in a promising sector, but caution is advised due to valuation concerns and execution risks.
View details
C
Canara Rob Mid Cap Fund
The fund shows potential for growth but carries moderate risks that need to be monitored.
View details
S
SBI Consumption Opp Fund
The SBI Consumption Opp Fund shows potential for growth in a favorable sector, but faces challenges in profitability and valuation metrics.
View details
N
Nippon India Retirement Fund-Wealth Creation
The Nippon India Retirement Fund-Wealth Creation shows potential for growth but faces challenges in profitability and valuation metrics. Investors should proceed with caution.
View details
F
Franklin India Liquid Fund-Super
The Franklin India Liquid Fund-Super shows decent potential with moderate growth and profitability metrics. However, there are areas of concern regarding governance and execution risks that investors should consider.
View details
U
UTI Low Duration Fund
The UTI Low Duration Fund shows decent potential but faces challenges in profitability and growth drivers.
View details
T
Tata Treasury Advantage Fund
The Tata Treasury Advantage Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks and valuation concerns.
View details
L
LIC MF Large & Midcap Fund
The LIC MF Large & Midcap Fund shows decent potential with a balanced approach to growth and profitability, but some risks in governance and execution need to be monitored.
View details
K
Kotak Floating Rate Fund
The Kotak Floating Rate Fund shows decent potential with stable growth and manageable risks, but lacks strong competitive advantages.
View details
K
Kotak Debt Hybrid Fund
The Kotak Debt Hybrid Fund shows decent potential with stable growth, but faces challenges in profitability consistency and execution risks.
View details
T
Tata Multicap Fund
The Tata Multicap Fund shows potential for growth with a decent risk profile, but investors should be cautious of execution risks.
View details
K
Kotak Pioneer Fund
The Kotak Pioneer Fund shows decent potential with consistent growth and profitability, but faces challenges in valuation and execution risks.
View details
M
Mirae Asset Flexi Cap Fund
The Mirae Asset Flexi Cap Fund shows decent potential with a balanced approach to growth and profitability, though some risks remain.
View details
U
UTI Balanced Advantage Fund
UTI Balanced Advantage Fund shows potential for moderate growth, but investors should be cautious of market volatility and execution risks.
View details
E
Edelweiss Aggressive Hybrid Fund
The Edelweiss Aggressive Hybrid Fund shows potential for moderate growth, but investors should be cautious of execution risks and market sentiment.
View details
Business Overview
ICICI Pru Regular Savings Fund is a well-structured investment option designed for individuals seeking to build a disciplined savings habit while aiming for capital appreciation. Ideal for conservative investors, this fund offers a balanced approach to wealth creation with a focus on stability and growth. It matters because it provides a reliable avenue for long-term financial goals, ensuring your money works for you.
- Designed for conservative investors
- Focus on capital appreciation
- Encourages disciplined savings
- Managed by experienced professionals
- Aims for long-term financial stability
- Suitable for various financial goals
Investment Thesis
ICICI Pru Regular Savings Fund stands out due to its robust promoter credibility and strong backing from the ICICI Group. The fund is well-positioned to leverage the digital services growth trajectory, enhancing customer engagement. Additionally, its attractive valuation compared to peers makes it a compelling investment choice for retail investors seeking long-term wealth creation.
- Strong backing from the reputable ICICI Group ensures trust and stability.
- Significant growth potential in digital services enhances customer acquisition.
- Competitive valuation compared to peers presents a favorable entry point.
- Proven track record of performance and risk management.
- Aligns with the growing trend of systematic investment plans among retail investors.
Opportunity vs Risk
Opportunities
- Strong historical performance
- Diverse investment portfolio
- Rising demand for insurance products
- Potential for long-term wealth creation
Risks ⚠️
- Market volatility impacts returns
- Regulatory changes may affect operations
- Economic downturns can reduce premiums
- Competition from other funds
Peer Perspective
ICICI Pru Regular Savings Fund trades at a slight premium to peers like HDFC Life and SBI Life, driven by its consistent growth. A rerating could occur if it maintains margin stability amidst market fluctuations.
📊 Stock Investment Checklist (100 Points)
ICICI Pru Regular Savings Fund • Updated: 2025-09-29 14:50:05
-
10BusinessHighThe sector is evolving with a focus on digitalization, but competition is intense.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
-
10ProfitabilityHighROE and OCF are stable, but net profit growth is inconsistent.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
9GovernanceHighPromoter holding is strong, but there are minor concerns about disclosures.
-
10DriversHighGrowth drivers are present, but execution risks remain high.
-
5TechnicalsGoodMarket sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 48 / 100
• Decent
The fund shows potential with stable growth and manageable risks, but faces challenges in profitability and valuation.