Kotak Floating Rate Fund

Ticker: mf12781
Decent 68/100

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Business Overview

Kotak Floating Rate Fund is a dynamic debt mutual fund designed to provide investors with stable returns while managing interest rate risk. Ideal for conservative investors seeking regular income, this fund primarily invests in floating rate instruments, which adjust with market rates, ensuring protection against rising interest rates. Its robust management and strategic asset allocation make it a reliable choice for those looking to diversify their portfolio with fixed income options.

  • Designed for conservative investors
  • Focuses on floating rate instruments
  • Protects against rising interest rates
  • Offers stable and regular income
  • Managed by experienced professionals
  • A solid choice for portfolio diversification

Opportunity vs Risk

Opportunities
  • Rising interest rates benefit returns
  • Stable income from floating rates
  • Diversification in fixed income portfolio
  • Potential for capital appreciation
Risks ⚠️
  • Interest rate volatility affects returns
  • Credit risk from bond issuers
  • Market fluctuations impact NAV
  • Liquidity risk in redemption

Peer Perspective

Kotak Floating Rate Fund trades at a slight premium compared to peers like HDFC Floating Rate Fund and ICICI Floating Rate Fund. A sustained improvement in margin stability could trigger a positive rerating.
📊 Stock Investment Checklist (100 Points)
Kotak Floating Rate Fund • Updated: 2025-09-29 15:29:07
  • 10
    Business
    High
    The fund operates in a stable sector with a clear model but lacks a significant competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth has been moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is not consistently higher than net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The Kotak Floating Rate Fund shows decent potential with stable growth and manageable risks, but lacks strong competitive advantages.


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