Bank of India Money Market Fund(M-IDCW)

Ticker: mf17090
Decent 63/100

☆ Add to Watchlist

More Options

Business Overview

The Bank of India Money Market Fund (M-IDCW) is a dynamic investment option designed for individuals seeking stable returns with lower risk. Ideal for conservative investors and those looking to park their short-term funds, this fund primarily invests in high-quality money market instruments. It offers liquidity and capital preservation, making it a smart choice for both new and seasoned investors. With professional management and a focus on safety, this fund helps you grow your wealth while minimizing exposure to market volatility.

  • Stable returns with lower risk
  • Ideal for conservative investors
  • Invests in high-quality money market instruments
  • Offers liquidity and capital preservation
  • Managed by experienced professionals
  • Minimizes exposure to market volatility

Investment Thesis

Bank of India Money Market Fund (M-IDCW) stands out due to its robust promoter credibility, significant growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on the evolving financial landscape, making it a compelling choice for retail investors seeking stability and growth.

  • Strong backing from Bank of India, enhancing trust and stability.
  • Rapid growth in digital services, catering to modern investor needs.
  • Attractive valuation compared to industry peers, offering potential upside.
  • Focus on liquidity and capital preservation, ideal for risk-averse investors.
  • Consistent performance track record, reinforcing investor confidence.

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Potential for capital appreciation
  • Diversification in investment portfolio
  • Tax benefits on long-term investments
Risks ⚠️
  • Market fluctuations affect returns
  • Interest rate changes impact profitability
  • Liquidity risks in money market
  • Credit risk from underlying securities

Peer Perspective

Bank of India Money Market Fund trades at a slight premium compared to peers like HDFC Money Market Fund and ICICI Money Market Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
Bank of India Money Market Fund(M-IDCW) • Updated: 2025-10-01 05:03:49
  • 10
    Business
    High
    The money market sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Growth in revenue and profits has been inconsistent.
  • 8
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing some volatility.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but disclosures could be better.
  • 5
    Drivers
    Good
    Limited growth drivers and potential execution risks.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 63 / 100 • Decent
The fund shows decent stability but lacks strong growth drivers and profitability metrics.