SBI FMP-74-1243D(IDCW)
Ticker: mf17102
Risky
48/100
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Tata Nifty G-Sec Dec 2029 Index Fund(IDCW)
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Axis Floater Fund(A-IDCW)
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Business Overview
SBI FMP-74-1243D (IDCW) is a fixed maturity plan that offers investors a structured investment avenue with a defined maturity period. Ideal for conservative investors seeking stable returns, this product focuses on capital preservation while providing periodic income. It is designed for those looking for predictable cash flows with low risk. The fund's disciplined investment approach and backing by SBI's robust reputation make it a reliable choice for wealth accumulation.
- Structured investment with a fixed maturity period
- Ideal for conservative investors
- Focuses on capital preservation
- Provides periodic income
- Backed by SBI's strong reputation
- Low-risk investment option
Investment Thesis
SBI FMP-74-1243D (IDCW) stands out due to its strong promoter credibility, robust digital services growth, and attractive valuation compared to peers. This fund offers a compelling opportunity for investors seeking stability and growth in the evolving financial landscape.
- Strong backing from SBI, a trusted name in Indian banking.
- Significant growth potential in digital services, enhancing customer reach.
- Attractive valuation metrics compared to similar funds in the market.
- Focus on fixed maturity plans aligns with conservative investment strategies.
- Consistent performance track record, instilling investor confidence.
Opportunity vs Risk
Opportunities
- Stable returns with fixed maturity
- Potential tax benefits on dividends
- Diversification in fixed income portfolio
- Low interest rate environment favors bonds
Risks ⚠️
- Interest rate fluctuations impact returns
- Credit risk from underlying securities
- Liquidity concerns in secondary market
- Market volatility may affect NAV
Peer Perspective
SBI FMP-74-1243D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A rerating could occur if margin stability improves, enhancing investor confidence in consistent returns.
📊 Stock Investment Checklist (100 Points)
SBI FMP-74-1243D(IDCW) • Updated: 2025-10-01 07:09:15
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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9ProfitabilityHighROE and ROCE are moderate, with OCF showing some volatility.
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8ValuationHighValuation metrics are in line with peers but not compelling.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about transparency.
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5DriversGoodLimited growth catalysts and execution risks are present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth potential and inconsistent financial performance.