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Bank of India Arbitrage Fund(M-IDCW)

Ticker: mf17605
Decent 66/100

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A
Axis CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund(IDCW)
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The fund shows decent potential but is hindered by several risks and moderate growth prospects.
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U
UTI FTIF-XXXV-III(1176D)(A-IDCW)
Score 66/100 Decent
The stock shows moderate potential but is hindered by inconsistent growth and governance concerns.
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U
UTI FTIF-XXXV-III(1176D)(Q-IDCW)
Score 66/100 Decent
The stock shows decent potential with some growth opportunities, but risks remain due to execution and market conditions.
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U
UTI FTIF-XXXV-III(1176D)(IDCW)
Score 48/100 Risky
The stock presents several risks with inconsistent growth and profitability metrics, suggesting caution for potential investors.
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M
Mirae Asset Corp Bond Fund(IDCW)
Score 70/100 Decent
The fund shows moderate potential but lacks strong growth drivers and profitability consistency.
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Motilal Oswal Special Opportunities Fund(IDCW)
Score 66/100 Decent
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Mirae Asset Nifty Total Market Index Fund(IDCW)
Score 68/100 Decent
The Mirae Asset Nifty Total Market Index Fund presents a decent investment opportunity with a diversified portfolio and consistent growth, though some risks and governance concerns should be monitored.
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S
Sundaram Medium Duration Fund(IDCW)
Score 73/100 Decent
The Sundaram Medium Duration Fund presents a decent investment opportunity, but potential investors should be cautious due to inconsistent growth and average profitability metrics.
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D
DSP Nifty500 Flexicap Quality 30 Index Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with a diversified portfolio and consistent growth metrics, but some risks in governance and execution should be monitored.
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D
DSP Nifty500 Flexicap Quality 30 Index Fund(IDCW Reinvest)
Score 68/100 Decent
The DSP Nifty500 Flexicap Quality 30 Index Fund shows decent potential with a focus on quality companies, but investors should be cautious of valuation and execution risks.
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M
Mahindra Manulife Asia Pacific REITs FOF(IDCW Payout)
Score 68/100 Decent
The stock has a decent outlook with stable growth and profitability metrics, but faces some risks and valuation concerns.
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M
Mahindra Manulife Asia Pacific REITs FOF(IDCW)
Score 66/100 Decent
The stock shows potential but faces challenges in profitability and growth consistency. Caution is advised.
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H
HSBC Aggressive Hybrid Active FOF(IDCW Payout)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and profitability, but some risks need to be monitored.
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H
HSBC Aggressive Hybrid Active FOF(IDCW)
Score 68/100 Decent
The fund shows potential but faces challenges in profitability and execution risks.
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G
Groww Nifty India Railways PSU Index Fund(IDCW)
Score 66/100 Decent
The fund shows potential in a growing sector but faces challenges in profitability and valuation metrics.
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Business Overview

The Bank of India Arbitrage Fund (M-IDCW) is a unique investment vehicle designed for investors seeking to benefit from market volatility while minimizing risks. Ideal for conservative investors and those looking for stable returns, this fund leverages arbitrage opportunities in equity and derivatives markets. It aims to provide steady income with lower risk compared to traditional equity investments, making it an attractive option for wealth preservation and growth.

  • Designed for conservative investors
  • Minimizes risks while capitalizing on market volatility
  • Provides steady income through arbitrage opportunities
  • Suitable for wealth preservation and growth
  • Managed by experienced professionals
  • Regular income distribution through M-IDCW option

Investment Thesis

Bank of India Arbitrage Fund (M-IDCW) stands out due to its strong promoter backing, robust digital service expansion, and attractive valuation compared to its peers. This positions it as a compelling investment option for retail investors seeking stable returns.

  • Strong credibility from Bank of India's established promoter group.
  • Significant growth potential in digital services enhancing customer reach.
  • Attractive valuation metrics compared to competing funds in the market.
  • Focus on risk management through arbitrage strategies ensures stability.
  • Consistent performance track record appealing to conservative investors.

Opportunity vs Risk

Opportunities
  • Digital CX growth in healthcare/finance
  • Global client base
  • Backed by strong group
  • Attractive valuation
Risks ⚠️
  • Inconsistent earnings trend
  • Weak ROE/ROCE vs peers
  • Promoter pledging, low liquidity
  • Execution risk on contracts

Peer Perspective

Bank of India Arbitrage Fund trades at a slight premium compared to peers like HDFC Arbitrage Fund and ICICI Prudential Arbitrage Fund. A rerating could occur with improved margin stability and consistent returns.

???? Future Outlook

The Bank of India Arbitrage Fund shows potential for steady returns, contingent on effective execution and cost control measures. Investors should remain optimistic while monitoring market conditions and fund performance closely.

AI FAQs for Retail Users

  • Q: What is the Bank of India Arbitrage Fund (M-IDCW)?
    A: It is a mutual fund focusing on arbitrage opportunities in the equity markets.
  • Q: What does M-IDCW stand for?
    A: M-IDCW stands for Monthly Income Distribution cum Capital Withdrawal.
  • Q: Who can invest in this fund?
    A: Retail investors looking for moderate risk and potential monthly income can consider this fund.
  • Q: What are the risks associated with this fund?
    A: Like all investments, it carries market risks, including fluctuations in equity prices.
  • Q: How often are dividends paid?
    A: Dividends are typically paid monthly, depending on fund performance and distribution policy.
📊 Stock Investment Checklist (100 Points)
Bank of India Arbitrage Fund(M-IDCW) • Updated: 2025-10-01 01:42:05
  • 10
    Business
    High
    The fund operates in a stable banking sector but lacks a clear competitive moat.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit growth has been inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is not consistently strong.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Growth drivers are limited, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 66 / 100 • Decent
The Bank of India Arbitrage Fund shows moderate potential but lacks strong growth drivers and consistency in profitability.